Property Type: Detached HouseOwnership: Freehold

643 John Wilson Pl

Ladysmith, BC V9G0B8

$1,199,900

4 bed4 bath8 parking2,496 sqftBuilt 2022
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Property Details

Property & Lot

Sub-type
House
Lot size
10,700 square feet
Zoning
Residential

R-1-A

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,617.96

Interior

Heating
Heat Pump, Forced air, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Hot Tub, Range - Gas, Dishwasher, Dryer, Microwave

Exterior & Lot

View
Mountain view, Ocean view
Lot features
Cul-de-sac, Southern exposure, Wooded area, Other, Golf course/parkland, Pie, Marine Oriented

Building

Parcel ID (PID)
031-374-298

Parking

Total spaces
8

Room Dimensions

RoomLevelDimensions
BathroomLower level4-Piece
BedroomLower level10'6
Living roomAdditional Accommodation12'9
KitchenAdditional Accommodation10' x 10'
BathroomLower level4-Piece
BedroomLower level17'1
BedroomLower level14'8
BathroomMain level2-Piece
EnsuiteMain level5-Piece
Primary BedroomMain level
Laundry roomMain level5'4
PantryMain level4'6 x 5'5
KitchenMain level14'1
Great roomMain level24'6 x 15'1

Listing Information

MLS®
1021193
Listed
November 26, 2025
Time on market
On the market for 278 days
Data last synced
August 30, 2026

Listing provided by: PG Direct Realty Ltd. · Data source: CREA DDF.

Description

Visit REALTOR website for additional information. This stunning custom bungalow with a walkout basement offers 4 bedrooms, 4 bathrooms, a fully independent 1-bedroom legal suite, and beautiful ocean views. Both units are tenanted, and the primary home includes a monitored security and fire alarm system. The main floor features an open-concept layout with tile flooring, dimmable lighting, and large patio doors to a covered engineered deck with an outdoor granite kitchen, NG BBQ, hot tub, skylights, roller blinds, and ocean views. The chef’s kitchen includes quartz countertops, a large island, high-end appliances, and a 7.5' walk-in pantry.The primary suite offers a walk-in closet and spa-like ensuite with a curbless tiled shower and dual heads. Downstairs are two bedrooms, a full bath, and utility room. The legal suite includes its own entrance, laundry, granite counters, heat pump, and fenced yard. Fully landscaped with garden-tour features, fire pit, lit driveway, and high-efficiency heating and cooling. (id:63159)

Values & Trends

This listing

$481/sqft

Building average

No other active listings in this building

Ladysmith average

$549/sqft

69 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

8,990

(2021 Census)

+5.3% since 2016

Density: 746.7/km²

Dwellings: 4,079

Median household income: $81,000

After-tax: $72,500

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom4.9% · 440
  • United States of America1.3% · 120
  • Germany0.7% · 65
  • Netherlands0.5% · 45
  • Poland0.3% · 25
  • South Africa, Republic of0.3% · 25
  • India0.3% · 25
  • Mexico0.2% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ladysmith PrimaryElementary1.5 km
Ladysmith SecondarySecondary1.8 km
Ladysmith IntermediateElementary2.0 km
Stz'uminus Senior Secondary(Independent)Secondary3.7 km
North Oyster ElementaryElementary7.9 km
Chemainus Elementary Community SchoolElementary8.0 km
Chemainus SecondaryK-128.6 km
Thetis Island ElementaryElementary9.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Holland Creek Park664 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$959,920.00
Periodic payment — Principal & Interest (monthly)$6,193.08
Additional monthly expenses (strata, tax, utilities, etc.)$676.50
Total monthly cost$6,869.57
Interest paid over 5-yr term$275,115.83
Balance at end of term$863,451.14

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,990
Stress test qualifying rate8.09%
Payment you must qualify for$8,496.37

Cash Needed at Closing

Minimum down payment$94,990
Estimated BC PTT$21,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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