Property Type: Detached HouseOwnership: FreeholdNEW LISTING

670 Polyanthus Cres

Saanich, BC V8P4H4

$1,099,900

4 bed3 bath2 parking2,145 sqftBuilt 1973
54
Walk Score
52
Transit
56
Bike
Walk Score® by Redfin
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Property Details

Property & Lot

Sub-type
House
Lot size
5,962 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,726.08

Interior

Heating
Baseboard heaters, Electric, Propane, Other
Cooling / A/C
None
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave

Exterior & Lot

Lot features
Other

Building

Parcel ID (PID)
000-024-180

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
StorageOther7' x 11'
StorageLower level11' x 12'
Bonus RoomLower level10' x 11'
Laundry roomLower level5' x 8'
BedroomMain level
BathroomLower level4-Piece
BedroomLower level8' x 12'
Living roomAdditional Accommodation11' x 12'
KitchenAdditional Accommodation9' x 10'
BedroomMain level10' x 10'
Recreation roomLower level12' x 15'
BathroomMain level4-Piece
BathroomLower level3-Piece
Primary BedroomMain level11' x 13'
KitchenMain level9' x 18'
Living roomMain level15' x 17'
EntranceMain level3' x 10'

Listing Information

MLS®
1048885
Listed
September 9, 2026
Time on market
On the market for 4 days
Data last synced
September 13, 2026

Listing provided by: Macdonald Realty Victoria · Data source: CREA DDF.

Description

Main home now vacant! Welcome to this picture-perfect family home nestled on a quiet, u-shaped crescent in the sought-after Glanford neighbourhood of Saanich West. Just steps from Glanford School, offering easy access to transit, major highway routes, and beloved local spots like Red Barn Market, this location has it all. The home impresses from the moment you arrive with its newer siding, windows, and exterior paint. Inside, the open-plan living area is anchored by a cozy propane fireplace, crown mouldings, and a stunning maple kitchen complete with built-in island dining. Three bedrooms on the main level are joined by a bonus room and 3-piece bath below, plus a self-contained 1-bedroom in-law space - ideal for extended family or mortgage helper. A large, sun-drenched balcony overlooks the fully fenced rear yard, while the corner lot provides gated parking for your RV or boat. Add in a detached shed and generous storage room, and you have a home that truly delivers on every front. (id:63159)

Values & Trends

This listing

$513/sqft

Building average

No other active listings in this building

Glanford average

$479/sqft

7 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

15°C

Humidity 68%

Wind WSW 6 km/h

Tonight

12°

Monday

16°

Monday night

11°

Tuesday

20°

Tuesday night

10°

Wednesday

22°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Glanford Middle SchoolElementary206 m
Pacific Christian School(Independent)Elementary496 m
Rogers ElementaryElementary635 m
Northridge ElementaryElementary1.1 km
McKenzie ElementaryElementary1.1 km
St Andrew's Regional High(Independent)Secondary1.4 km
Lake Hill ElementaryElementary1.7 km
Discovery School(Independent)K-121.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Baxter Park269 m
  • Rogers Park457 m
  • Bernard Park605 m
  • Glanford Park612 m
  • Industrial Buffer Park695 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$879,920.00
Periodic payment — Principal & Interest (monthly)$5,676.95
Additional monthly expenses (strata, tax, utilities, etc.)$584.17
Total monthly cost$6,261.12
Interest paid over 5-yr term$252,187.60
Balance at end of term$791,490.89

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,990
Stress test qualifying rate8.09%
Payment you must qualify for$7,804.30

Cash Needed at Closing

Minimum down payment$84,990
Estimated BC PTT$19,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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