Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

749 Lily Ave

Saanich, BC V8X3R7

$1,149,000

4 bed2 bath4 parking1,722 sqftBuilt 1964
47
Walk Score
54
Transit
50
Bike
Walk Score® by Redfin
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Property Details

Property & Lot

Sub-type
House
Lot size
9,038 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$5,012

Interior

Heating
Natural gas
Cooling / A/C
None
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Dryer

Exterior & Lot

Lot features
Level lot, Other, Rectangular

Building

Parcel ID (PID)
004-555-597

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
Laundry roomLower level4' x 5'
BedroomLower level11' x 11'
BedroomLower level8' x 10'
BathroomLower level8' x 5'
BedroomMain level10' x 12'
BathroomMain level4-Piece
Primary BedroomMain level12' x 14'
KitchenMain level9' x 11'
Recreation roomLower level19' x 26'
Dining roomMain level9' x 12'
Living roomMain level15' x 15'

Listing Information

MLS®
1047783
Listed
September 7, 2026
Time on market
On the market for 6 days
Data last synced
September 14, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Open House Sunday September 13th, 2pm-4pm A rare opportunity, being only the second time this property has come to market. Versatility, style, and opportunity come together in this wonderfully cared-for home! Set on an impressive 9,038 sq. ft. lot, this property offers thoughtful updates, a fantastic layout, and a private backyard oasis where the love and care are evident throughout. The 2024 kitchen renovation adds a touch of modern style, while the beautifully finished basement provides excellent additional living space and exciting income suite potential. Enjoy beautiful oak hardwood floors, a cozy wood stove, hot water on demand, and an impressive cistern rainwater collection system that can help reduce water costs. The south-facing private, peaceful backyard is perfect for entertaining, gardening, and summer gatherings, with four apple trees, & a vegetable garden. Ideally located close to excellent schools, parks, transit, and amenities. A truly special home with an exceptional lot and endless possibilities! (id:63159)

Values & Trends

This listing

$667/sqft

Building average

No other active listings in this building

High Quadra average

$476/sqft

5 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

15°C

Humidity 68%

Wind WSW 6 km/h

Tonight

12°

Monday

16°

Monday night

11°

Tuesday

20°

Tuesday night

10°

Wednesday

22°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Rogers ElementaryElementary494 m
Pacific Christian School(Independent)Elementary598 m
Glanford Middle SchoolElementary731 m
St Andrew's Regional High(Independent)Secondary1.2 km
Lake Hill ElementaryElementary1.2 km
St. Margaret's(Independent)K-121.4 km
McKenzie ElementaryElementary1.4 km
Northridge ElementaryElementary1.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Bernard Park168 m
  • Rogers Park200 m
  • Baxter Park288 m
  • Bruce Hutchison Park380 m
  • Roger's Court Park533 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($89,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$919,200.00
Periodic payment — Principal & Interest (monthly)$5,930.37
Additional monthly expenses (strata, tax, utilities, etc.)$503.67
Total monthly cost$6,434.03
Interest paid over 5-yr term$263,445.36
Balance at end of term$826,823.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$89,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,144.11

Cash Needed at Closing

Minimum down payment$89,900
Estimated BC PTT$20,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$112,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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