Property Type: Detached HouseOwnership: Freehold

674 Muir Road

Kelowna, BC V1Z3W2

$600,000

4 bed3 bath4 parking2,540 sqftBuilt 2002
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.22 acres
Frontage
86 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,592

Interior

Basement
Full
Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Tile, Hardwood, Laminate

Exterior & Lot

Exterior features
Other
Pool
Above ground pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — uncovered indicated
Features
RV, Additional Parking

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Full bathroomBasement5'0'' x 8'2''
BedroomBasement14'3'' x 12'4''
BedroomBasement10'10'' x 12'11''
Family roomBasement11'11'' x 17'1''
OtherMain level13'5'' x 10'11''
Laundry roomMain level13'11'' x 7'2''
3pc BathroomMain level5'0'' x 7'3''
Living roomMain level17'0'' x 22'5''
4pc BathroomSecond level5' x 8'8''
BedroomSecond level14'3'' x 12'4''
Primary BedroomSecond level11'8'' x 17'6''
Dining roomSecond level15'4'' x 12'3''
KitchenSecond level12'3'' x 12'10''

Listing Information

MLS®
10376186
Listed
February 19, 2026
Time on market
On the market for 193 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

A private retreat nestled in nature, located in a community offering a whole different lifestyle well away from the hustle and bustle and inflated prices. This home is within easy driving distance to Vernon or Kelowna, but it will feel like a whole other world away from the rat race! Go hiking in the nearby Provincial Park, take a stroll down at the beach, or have the neighbours over to relax on your private deck with you. This home has three levels and so many possibilities. There is room for living, working, and playing, and to get some separation or to come together as a family. The layout lends itself to adding a suite or independent living area for family. The lot has room for all your toys. For the price of a small apartment in downtown Kelowna, you can live the good life... you can breathe. THIS is the life you deserve. (id:63159)

Values & Trends

This listing

$236/sqft

Building average

No other active listings in this building

Fintry average

$532/sqft

30 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Oyama Traditional SchoolElementary10.5 km
Davidson Road ElementaryElementary10.9 km
George Elliot SecondarySecondary13.7 km
HS Grenda Middle SchoolMiddle13.9 km
Peter Greer ElementaryElementary14.1 km
Okanagan Landing ElementaryElementary16.8 km
Ellison ElementaryElementary19.3 km
Clarence Fulton SecondaryElementary19.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($35,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$480,000.00
Periodic payment — Principal & Interest (monthly)$3,096.80
Additional monthly expenses (strata, tax, utilities, etc.)$426.33
Total monthly cost$3,523.13
Interest paid over 5-yr term$137,569.38
Balance at end of term$431,761.55

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$35,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,344.65

Cash Needed at Closing

Minimum down payment$35,000
Estimated BC PTT$10,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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