Property Type: Detached HouseOwnership: Freehold

9456 Houghton Road

Vernon, BC V1H2C9

$548,000

3 bed2 bath2 parking2,361 sqftBuilt 1988
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.52 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,510

Interior

Heating
Stove, Forced air, Electric, Wood
Fireplace
None
Flooring
Laminate, Carpeted, Vinyl

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view

Parking

Total spaces
2 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
OtherLower level24'0'' x 26'0''
OtherMain level11'5'' x 17'4''
OtherLower level16'7'' x 18'10''
OtherLower level5'7'' x 11'0''
Laundry roomLower level7'0'' x 12'8''
Recreation roomLower level19'0'' x 20'7''
OtherThird level6'7'' x 17'4''
3pc BathroomThird level
BedroomThird level9'7'' x 17'0''
Primary BedroomThird level12'7'' x 17'0''
BedroomMain level9'6'' x 11'1''
4pc BathroomMain level
Living roomMain level19'6'' x 21'2''
Dining roomMain level6'11'' x 15'4''
KitchenMain level12'0'' x 15'4''

Listing Information

MLS®
10395539
Listed
August 4, 2026
Time on market
On the market for 27 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Welcome to Killiney Beach! This is a wonderful community just outside Vernon where life feels a little slower and a bit more grounded. With Okanagan Lake a short drive away and endless crown land just out the back door, if you're looking for adventure, look no further! This home has over 2300 of finished square footage, split over 3 levels. There are 2 view side decks as well as one out back. Along with the ample parking space comes a large 26'x24' detached garage. (id:63159)

Values & Trends

This listing

$232/sqft

Building average

No other active listings in this building

Okanagan North average

$299/sqft

41 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary13.0 km
Oyama Traditional SchoolElementary13.7 km
Ellison ElementaryElementary15.6 km
Clarence Fulton SecondaryElementary15.8 km
Davidson Road ElementaryElementary16.9 km
Mission Hill ElementaryElementary17.8 km
Kidston ElementaryElementary18.5 km
Alexis Park ElementaryElementary19.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($29,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$438,400.00
Periodic payment — Principal & Interest (monthly)$2,828.41
Additional monthly expenses (strata, tax, utilities, etc.)$327.17
Total monthly cost$3,155.57
Interest paid over 5-yr term$125,646.70
Balance at end of term$394,342.22

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,800
Stress test qualifying rate8.09%
Payment you must qualify for$3,984.78

Cash Needed at Closing

Minimum down payment$29,800
Estimated BC PTT$8,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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