Property Type: Detached HouseOwnership: Freehold

815 GALIANO Road

Vernon, BC V1B3B3

$1,599,000

4 bed4.5 bath2 parking3,549 sqftBuilt 1993
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
4.85 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,422.17

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Insert

Exterior & Lot

Pool
Inground pool

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Family roomSecond level18'9'' x 17'3''
Utility roomSecond level13' x 11'2''
Full bathroomSecond level11'5'' x 6'
BedroomSecond level11'9'' x 11'2''
BedroomSecond level11'6'' x 11'2''
Full ensuite bathroomSecond level9'9'' x 6'10''
Primary BedroomSecond level15'2'' x 17'4''
OtherSecond level10'3'' x 5'7''
StorageSecond level12'6'' x 5'3''
Laundry roomMain level11'9'' x 6'2''
Partial bathroomMain level6'11'' x 3'2''
Full ensuite bathroomMain level8'6'' x 5'11''
Primary BedroomMain level17' x 16'
KitchenMain level14' x 11'
Dining roomMain level14'6'' x 11'7''
Living roomMain level18'8'' x 17'5''
OfficeMain level15'2'' x 12'
FoyerMain level7'9'' x 6'5''

Listing Information

MLS®
10380919
Listed
March 28, 2026
Time on market
On the market for 156 days
Data last synced
August 28, 2026

Listing provided by: 3 Percent Realty Inc. · Data source: CREA DDF.

Description

Experience the perfect blend of luxury and rural tranquility in this expansive approx. 3,549 sq. ft. rancher. Perched on nearly 5 acres of private land, this estate offers breathtaking valley views and an outdoor lifestyle that’s hard to find. The heart of the home is designed for seamless indoor-outdoor living. The spacious, single-level floor plan flows effortlessly toward your backyard oasis, featuring a sparkling saltwater pool—the ultimate spot for summer entertaining while soaking in the panoramic vistas. For the hobbyist or entrepreneur, the property includes a dedicated shop, providing ample room for projects, equipment, or extra storage. A convenient double-car garage ensures plenty of space for daily vehicles and gear. Whether you’re watching the sunset over the valley from your patio or enjoying the peace of your own 4.87-acre parkland, this property offers a rare sense of scale and serenity. (id:63159)

Values & Trends

This listing

$451/sqft

Building average

No other active listings in this building

South BX average

$479/sqft

5 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Hillview ElementaryElementary1.6 km
Silver Star ElementaryElementary2.3 km
Alternative Learning ProgramSecondary2.4 km
Vernon SecondaryElementary2.5 km
B X ElementaryElementary3.0 km
Pleasant Valley Christian Academy(Independent)Elementary/Middle3.0 km
Harwood ElementaryElementary3.3 km
Ecole Beairsto ElementaryElementary3.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($319,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,279,200.00
Periodic payment — Principal & Interest (monthly)$8,252.96
Additional monthly expenses (strata, tax, utilities, etc.)$628.85
Total monthly cost$8,881.81
Interest paid over 5-yr term$366,622.40
Balance at end of term$1,150,644.54

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$319,800
Stress test qualifying rate8.09%
Payment you must qualify for$9,836.60

Cash Needed at Closing

Minimum down payment$319,800
Estimated BC PTT$29,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$351,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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