682 Cougar Street
Vernon, BC V1H2A1
$357,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 0.1 acres
- Frontage
- 52 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Leasehold
- Annual property tax
- $1,209.79
Interior
- Basement
- Full
- Heating
- Heat Pump, Forced air, Electric, See remarks
- Cooling / A/C
- Heat Pump
- Fireplace
- Yes (2)
- Fireplace type
- Electric, Propane, Unknown, Unknown
- Flooring
- Laminate, Vinyl
Exterior & Lot
- Exterior features
- Cedar Siding
- View
- Mountain view
- Waterfront
- Other
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 3 — uncovered indicated
- Features
- Covered
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Partial bathroom | Basement | 6' x 6' |
| Other | Basement | 32'2'' x 23'11'' |
| 4pc Bathroom | Second level | 8'0'' x 5'1'' |
| Bedroom | Second level | 11'11'' x 12'2'' |
| Bedroom | Second level | 11'7'' x 12'0'' |
| Laundry room | Main level | 6'6'' x 4'3'' |
| 3pc Bathroom | Main level | 5'0'' x 6'9'' |
| Primary Bedroom | Main level | 11'11'' x 10'5'' |
| Dining room | Main level | 11'6'' x 10'7'' |
| Kitchen | Main level | 8'10'' x 11'10'' |
| Living room | Main level | 11'11'' x 14'2'' |
Listing Information
- MLS®
- 10391265
- Listed
- June 12, 2026
- Time on market
- On the market for 80 days
- Data last synced
- August 28, 2026
Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.
Description
BELOW BC ASSESSMENT! Hurry, one of the best deals in the Okanagan Valley! Welcome to the lakefront community of Parker Cove on beautiful Okanagan Lake! This well-maintained 3 bedroom, 2.5 bathroom home offers 1,310 sq ft of comfortable living space with numerous upgrades throughout. The bright and inviting main floor features a renovated kitchen and bathroom, showcasing over $45,000 in recent improvements, along with all new LED lighting and an electric fireplace in the living room for added warmth and ambiance. Major updates provide peace of mind, including windows (2022), furnace and A/C (2022), water softener (2022), roof (2018), hot water tank (2025), and a new mini-split system (2025). The interior and exterior have been recently painted, giving the home a fresh, modern feel. Downstairs, the unfinished basement offers excellent potential for additional living space and includes a cozy wood-burning stove. Outside, enjoy a large front deck—perfect for relaxing or entertaining—along with the convenience of a carport. Located in a desirable lakefront community with a prepaid lease until 2043, this property is an excellent opportunity for full-time living or a vacation retreat. Enjoy the Okanagan lifestyle with easy access to the lake, all at an exceptional value! (id:63159)
Values & Trends
This listing
$172/sqft
Building average
—
No other active listings in this building
Okanagan North average
$301/sqft
41 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
16°C
—
Humidity 69%
Wind ESE 14 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
44,519
(2021 Census)
+11% since 2016
Density: 461.7/km²
Dwellings: 21,287
Median household income: $73,500
After-tax: $66,500
Immigrant population: 12.4%
Top countries of origin (% of total population)
- United Kingdom2.3% · 1,030
- Germany1.2% · 550
- United States of America1% · 450
- India0.8% · 355
- Philippines0.7% · 315
- Netherlands0.6% · 270
- Poland0.3% · 150
- South Africa, Republic of0.3% · 125
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
7
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Okanagan Landing Elementary | Elementary | 7.7 km |
| Ellison Elementary | Elementary | 9.9 km |
| Clarence Fulton Secondary | Elementary | 10.3 km |
| Mission Hill Elementary | Elementary | 12.2 km |
| Alexis Park Elementary | Elementary | 13.0 km |
| St James(Independent) | Elementary | 13.4 km |
| Ecole Beairsto Elementary | Elementary | 13.6 km |
| W.L. Seaton Secondary | Secondary | 13.7 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (2)
- Unnamed413 m
- Unnamed633 m
Nearby places data: © OpenStreetMap contributors.
School district: Vernon (SD22)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($17,850) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.