Property Type: Detached HouseOwnership: Leasehold

409 Hummingbird Avenue

Vernon, BC V1H2A1

$319,900

3 bed3.5 bath1 parking2,007 sqftBuilt 1991
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
1
Frontage
46 feet

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Annual property tax
$1,216.98

Interior

Basement
Full
Heating
Baseboard heaters, Electric, See remarks
Cooling / A/C
Window air conditioner
Fireplace
None
Flooring
Laminate, Carpeted, Ceramic Tile

Exterior & Lot

Exterior features
Vinyl siding
Waterfront
Other

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Living roomMain level11'6'' x 12'4''
KitchenMain level8'5'' x 15'10''
Primary BedroomMain level13'2'' x 12'4''
4pc Ensuite bathMain level9'7'' x 11'3''
Full bathroomMain level6'9'' x 7'3''
BedroomBasement11'10'' x 12'5''
BedroomBasement15'2'' x 11'5''
2pc BathroomBasement6'7'' x 6'1''
Family roomBasement16'8'' x 22'1''
Laundry roomBasement6'7'' x 8'4''
OtherMain level11'1'' x 23'5''
Dining roomMain level12'4'' x 11'11''

Listing Information

MLS®
10375454
Listed
February 17, 2026
Time on market
On the market for 195 days
Data last synced
August 28, 2026

Listing provided by: 3 Percent Realty Inc. · Data source: CREA DDF.

Description

Welcome to the beautiful lakefront community of Parker Cove! This well-maintained 3-bedroom, 2.5-bathroom home at 409 Hummingbird Avenue offers comfort, functionality, and the added value of the FULLY PREPAID LEASE UNTIL 2043. The main level features a practical kitchen with generous counter and cupboard space, flowing into the dining area and bright south-facing living room. A large picture window fills the space with natural light, creating an inviting atmosphere for everyday living and entertaining. The spacious main bedroom includes a 4-piece ensuite with a relaxing soaker tub and separate shower, while a second full bathroom completes the main floor. The lower level offers a large family room along with two additional bedrooms, a laundry area, and a convenient 2-piece bathroom. Outside, enjoy a covered deck ideal for summer gatherings, a fully fenced backyard with garden space, and an attached single-car garage with extra parking in the driveway. Located just a short walk to Okanagan Lake, the boat launch, and community playground, this home and property offers the Okanagan lifestyle at a great price! Don’t miss this opportunity—book your private showing today! (id:63159)

Values & Trends

This listing

$159/sqft

Building average

No other active listings in this building

Okanagan North average

$301/sqft

41 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary7.4 km
Ellison ElementaryElementary9.7 km
Clarence Fulton SecondaryElementary10.0 km
Mission Hill ElementaryElementary12.0 km
Alexis Park ElementaryElementary12.8 km
St James(Independent)Elementary13.2 km
Ecole Beairsto ElementaryElementary13.4 km
W.L. Seaton SecondarySecondary13.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Unnamed315 m
  • Unnamed533 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($15,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$255,920.00
Periodic payment — Principal & Interest (monthly)$1,651.11
Additional monthly expenses (strata, tax, utilities, etc.)$201.42
Total monthly cost$1,852.52
Interest paid over 5-yr term$73,347.41
Balance at end of term$230,200.87

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$15,995
Stress test qualifying rate8.09%
Payment you must qualify for$2,336.92

Cash Needed at Closing

Minimum down payment$15,995
Estimated BC PTT$4,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$21,893

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information