695 Girard Road
Kelowna, BC V1X4V8
$788,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 0.22 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,464.27
Interior
- Heating
- Baseboard heaters
- Cooling / A/C
- See Remarks
- Fireplace
- None
Parking
- Total spaces
- 7 — covered indicated
- Features
- Carport
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Second level | 13'8'' x 9'3'' |
| Bedroom | Second level | 15'6'' x 8'8'' |
| Bedroom | Second level | 12'2'' x 8'10'' |
| Bedroom | Second level | 12'2'' x 8'10'' |
| Full bathroom | Second level | 7'11'' x 7'5'' |
| Partial ensuite bathroom | Second level | 12'6'' x 7' |
| Primary Bedroom | Second level | 19'3'' x 15'7'' |
| Living room | Second level | 21'8'' x 13'7'' |
| Kitchen | Second level | 13'5'' x 11'5'' |
| Other | Main level | 12' x 6'10'' |
| Full bathroom | Main level | 7'11'' x 7'5'' |
| Laundry room | Main level | 10' x 7'11'' |
| Bedroom | Main level | 15' x 9'8'' |
| Bedroom | Main level | 16'5'' x 10'6'' |
| Living room | Main level | 21'2'' x 13'6'' |
| Kitchen | Main level | 20'7'' x 13' |
Listing Information
- MLS®
- 10395742
- Listed
- July 24, 2026
- Time on market
- On the market for 38 days
- Data last synced
- August 28, 2026
Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.
Description
BIG HOME, BIG LOT & BIG POTENTIAL! Welcome to 695 Girard Road, a spacious 6-bedroom home offering over 3,000 sq. ft. of living space on a generous 0.22-acre RU1-zoned lot. Featuring a 4-bedroom upper residence plus a 2-bedroom main-level suite, this property offers excellent flexibility and income potential for investors, extended families or buyers looking to build equity. Built in 1974, the home has great bones but requires updating and some TLC throughout—an opportunity reflected in the price. Outside, you'll find a large yard and an abundance of parking with plenty of room for vehicles, an RV, boat and all the toys. The elevated setting provides mountain views along with a more rural outlook to the rear. The location is fantastic—just steps from Rutland Elementary, Rutland Recreation Park, Rutland Arena, Kelowna Family YMCA and Okanagan Gymnastics, with Rutland Secondary, shopping, restaurants and Ben Lee Park nearby. Convenient access to UBCO, Kelowna International Airport and the route to Big White. Over 3,000 sq. ft., 6 bedrooms, income potential, a large lot and tons of parking—bring your ideas and make it your own! (id:63159)
Values & Trends
This listing
$253/sqft
Building average
—
No other active listings in this building
Rutland North average
$517/sqft
84 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
12°C
Clear
Humidity 88%
Wind ENE 5 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
144,576
(2021 Census)
+13.5% since 2016
Density: 682.4/km²
Dwellings: 67,115
Median household income: $82,000
After-tax: $73,500
Immigrant population: 15.3%
Top countries of origin (% of total population)
- United Kingdom2.1% · 3,055
- India1.6% · 2,335
- Philippines1.1% · 1,620
- Germany1.1% · 1,540
- United States of America1% · 1,375
- China0.7% · 960
- Poland0.4% · 585
- South Africa, Republic of0.4% · 525
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
7
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Rutland Elementary | Elementary | 175 m |
| Rutland Senior Secondary | Elementary | 665 m |
| Rutland Middle School | Middle | 840 m |
| South Rutland Elementary | Elementary | 1.2 km |
| Pearson Road Elementary | Elementary | 1.8 km |
| Belgo Elementary School | Elementary | 2.0 km |
| Flex Academy(Independent) | K-12 | 2.3 km |
| Kelowna Arts Academy(Independent) | K-12 | 2.6 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (4)
- Rutland Recreation Park394 m
- Mugford Park454 m
- Briarwood Park648 m
- Wigglesworth Park705 m
Nearby places data: © OpenStreetMap contributors.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.8% ($53,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.