Property Type: Detached HouseOwnership: Freehold

838 McKenzie Road

Kelowna, BC V1X2B3

$777,000

5 bed3.5 bath2 parking2,900 sqftBuilt 1973
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Open House

Saturday, September 5

2:30 PM4:30 PM

Property Details

Property & Lot

Sub-type
House
Style
Multi-level
Stories
2
Lot size
0.2 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,978

Interior

Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Hardwood, Ceramic Tile
Appliances
Washer, Refrigerator, Oven - Electric, Dishwasher, Range, Dryer, Hood Fan

Building

Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
008-088-471

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
FoyerMain level8' x 7'
SunroomMain level22' x 10'
OtherBasement9' x 10'
BedroomBasement22' x 26'
Full bathroomThird level
KitchenBasement10' x 8'
BedroomThird level11' x 12'
Family roomThird level14' x 22'
BedroomSecond level12' x 11'
BedroomSecond level9' x 12'
Full bathroomSecond level
Partial ensuite bathroomSecond level
Primary BedroomSecond level14' x 12'
Dining roomMain level12' x 10'
Living roomMain level18' x 13'
KitchenMain level12' x 13'

Listing Information

MLS®
10391617
Listed
June 19, 2026
Time on market
On the market for 73 days
Data last synced
September 1, 2026

Listing provided by: Judy Lindsay Okanagan · Data source: CREA DDF.

Description

PRICE BELOW BANK APPRAISAL! Discover the space, views and versatility this well-maintained Rutland Bench home has to offer. Situated on a beautifully landscaped 0.21-acre lot, this approx. 2,900 sq. ft. residence offers 5 bedrooms, 3 bathrooms, and an exceptional setting overlooking the mountains, lake and city. Perched above the neighbourhood and backing directly onto expansive orchards and agricultural land, the home offers a peaceful, private outlook that is increasingly hard to find, yet you're still close to schools, parks, shopping, transit and everyday amenities. The lower level adds valuable flexibility with its own kitchen, games room and 5th bedroom, ideal for extended family, guests, teenagers, a home office or additional living space. Lovingly maintained by the original owner, the home features numerous upgrades including hardwood and tile flooring, paint, granite countertops, a gas fireplace and updated bathrooms. Central air conditioning adds year-round comfort, while attic storage above the garage provides plenty of space for seasonal items and more. Outside, the landscaped yard provides room to relax, garden and enjoy the surrounding views. With flexible possession and easy showings, this is an excellent opportunity for buyers seeking a spacious family home with a versatile lower level, beautiful views and room to grow, all at a price below the bank appraisal.A great value in a sought-after Kelowna location. Don't miss the opportunity to see it for yourself. (id:63159)

Values & Trends

This listing

$268/sqft

Building average

No other active listings in this building

Rutland North average

$517/sqft

84 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Rutland ElementaryElementary887 m
South Rutland ElementaryElementary972 m
Rutland Senior SecondaryElementary1.2 km
Rutland Middle SchoolMiddle1.4 km
Belgo Elementary SchoolElementary1.7 km
Pearson Road ElementaryElementary2.3 km
Quigley ElementaryElementary2.5 km
Flex Academy(Independent)K-122.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Mugford Park367 m
  • Brighton Park637 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($52,700) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$621,600.00
Periodic payment — Principal & Interest (monthly)$4,010.35
Additional monthly expenses (strata, tax, utilities, etc.)$476.50
Total monthly cost$4,486.85
Interest paid over 5-yr term$178,152.35
Balance at end of term$559,131.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$52,700
Stress test qualifying rate8.09%
Payment you must qualify for$5,569.61

Cash Needed at Closing

Minimum down payment$52,700
Estimated BC PTT$13,540
Legal / closing costs (typical estimate)$1,500
Total cash needed$67,740

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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