Property Type: TownhouseOwnership: Strata

7 10145 Fifth St

Sidney, BC V8L0E4

$899,000

3 bed4 bath1 parking1,392 sqftBuilt 2025
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Style
Other
Lot size
1,692 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$355/mo
Annual property tax
$4,835.62

Interior

Heating
Heat Pump, Baseboard heaters
Cooling / A/C
Air Conditioned
Fireplace
None
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave

Exterior & Lot

Lot features
Other, Marine Oriented

Building

Parcel ID (PID)
032-336-888

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
EnsuiteSecond level4-Piece
BedroomSecond level
EnsuiteSecond level3-Piece
Primary BedroomSecond level
BathroomMain level2-Piece
KitchenMain level
Living room/Dining roomMain level
BedroomLower level
BathroomLower level4-Piece

Listing Information

MLS®
1044713
Listed
July 30, 2026
Time on market
On the market for 32 days
Data last synced
August 31, 2026

Listing provided by: Coldwell Banker Oceanside Real Estate · Data source: CREA DDF.

Description

Experience elevated coastal living at Bayside Towns on Fifth – a boutique collection of 16 thoughtfully designed townhomes in Sidney’s highlight sought-after Robert’s Bay Neighbourhood. This 3 bed, 4 bath unit offers 9’ ceilings on both the main & upper floor, oversized single car garage, & a bright open-concept layout filled with natural light from expansive picture windows. The main level features wide plank hardwood flooring & a beautifully appointed kitchen with custom white cabinetry, quartz countertops, stainless appliances, & spacious island. Upstairs, both bedrooms enjoy their own ensuite, alongside dedicated laundry w/ charming barn door. Enjoy efficient year-round comfort with a heat pump plus heated tile floors in upper & lower bathrooms. The patio offers a comfortable outdoor space with interlocking brick & irrigation. Just steps to beaches, trails, & an easy walk to Beacon Ave, this is one of Sidney’s most desirable locations. Additional homes available & now over 80% sold! (id:63159)

Values & Trends

This listing

$646/sqft

Building average

$643/sqft

1 active listing(s)

Sidney North-East average

$687/sqft

14 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (Hartland)

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

12,318

(2021 Census)

+5.5% since 2016

Density: 2,410.6/km²

Dwellings: 6,321

Median household income: $77,000

After-tax: $68,500

Immigrant population: 22.7%

Top countries of origin (% of total population)

  • United Kingdom7.7% · 945
  • Philippines2.6% · 325
  • United States of America2.4% · 290
  • Germany1% · 120
  • Netherlands0.9% · 115
  • South Africa, Republic of0.5% · 65
  • India0.4% · 55
  • Portugal0.4% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sidney ElementaryElementary640 m
North Saanich Middle SchoolMiddle1.6 km
Parkland SecondarySecondary2.2 km
ḰELSET ElementaryElementary3.8 km
Deep Cove ElementaryElementary4.9 km
SD 63 Individual Learning CentreSecondary7.1 km
Stelly's SecondarySecondary9.1 km
Brentwood ElementaryElementary9.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Biju's Indian Cuisine185 m
  • The Surly Mermaid798 m

Parks (5+)

  • Mermaid Park271 m
  • Community Wellness Park300 m
  • Ashby Park · 10245 Ashby Court480 m
  • Melissa Playground589 m
  • Swiftsure Park · 9900 Swiftsure Place747 m

Nearby places data: © OpenStreetMap contributors.

School district: Saanich (SD63)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$828.09
Total monthly cost$5,468.12
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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