Property Type: Condo / ApartmentOwnership: StrataNEW LISTING

709 Houghton Road Unit# 114

Kelowna, BC V1X7J7

$399,000

2 bed2 bath1 parking1,066 sqftBuilt 1993
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Amenities

Also listed: Storage - Locker

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$424/mo
Annual property tax
$1,968.23

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions, Sewer

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Laminate, Carpeted, Vinyl
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave

Exterior & Lot

Exterior features
Stucco
Lot features
Balcony

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
018-542-484

Parking

Total spaces
1 — uncovered indicated
Features
Underground, Additional Parking

Restrictions & Policies

Pets
Restrictions apply

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Full bathroomMain level6'3'' x 7'0''
Full ensuite bathroomMain level5'1'' x 7'8''
Living roomMain level13'9'' x 17'8''
Dining roomMain level7'2'' x 9'1''
BedroomMain level10'6'' x 12'6''
Primary BedroomMain level11'2'' x 15'4''
KitchenMain level8'2'' x 8'8''

Listing Information

MLS®
10397439
Listed
August 31, 2026
Time on market
Listed today
Data last synced
September 1, 2026

Listing provided by: Stonehaus Realty Corp. · Data source: CREA DDF.

Description

**Welcome to comfortable and convenient living in the heart of Rutland!** This spacious 2-bedroom, 2-bathroom condo offers 1,066 sq. ft. with a desirable split-bedroom floor plan, providing excellent privacy and functionality. The generous primary bedroom features a walk-through closet and private 3-piece ensuite, while the second bedroom is conveniently located next to the main bathroom. Enjoy a bright and spacious living area, functional kitchen with plenty of cupboard space, in-unit laundry, and an enclosed balcony. Located on the first floor for easy access with no need to rely on the elevator. Complete with underground parking and storage, plus additional street parking. An excellent central location within walking distance to parks, schools, restaurants, shopping and transit, with UBCO just a short drive away. Pet-friendly with restrictions . **A fantastic opportunity for those looking for space, convenience and a well-connected Kelowna location. Contact your REALTOR; today to arrange your private viewing!** (id:63159)

Values & Trends

This listing

$374/sqft

Building average

$433/sqft

1 active listing(s)

Rutland North average

$454/sqft

47 active listing(s)

Parking: 1 stall(s) includedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Sunny

23°C

Sunny

Humidity 45%

Wind NNW 11 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Flex Academy(Independent)K-12361 m
Kelowna Arts Academy(Independent)K-12734 m
Pearson Road ElementaryElementary801 m
Rutland Middle SchoolMiddle1.2 km
Quigley ElementaryElementary1.3 km
Belgo Elementary SchoolElementary1.3 km
Rutland Senior SecondaryElementary1.3 km
South Rutland ElementaryElementary1.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Latin Fiesta523 m

Cafes (1)

  • Unnamed227 m

Grocery (1)

  • IGA228 m

Parks (5+)

  • Ben Lee Park380 m
  • Rutland Bluff Linear Park389 m
  • Roxby Square746 m
  • Davie Park760 m
  • Hollywood Park790 m

Pharmacies (2)

  • Paragon279 m
  • Shoppers Drug Mart667 m

Banks & ATMs (1)

  • TD753 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Other Listings in This Building

Other units currently listed in the same building. 709 Houghton Road

View building profile →
Built 1993

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,200.00
Periodic payment — Principal & Interest (monthly)$2,059.37
Additional monthly expenses (strata, tax, utilities, etc.)$640.86
Total monthly cost$2,700.23
Interest paid over 5-yr term$91,483.64
Balance at end of term$287,121.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,914.76

Cash Needed at Closing

Minimum down payment$19,950
Estimated BC PTT$5,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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