Property Type: Condo / ApartmentOwnership: Strata

727 Houghton Road Unit# 107

Kelowna, BC V1X7J7

$385,900

2 bed2 bath1 parking1,046 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$380/mo
Annual property tax
$2,036.31

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions, Sewer

Interior

Heating
Electric
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Laminate, Carpeted, Ceramic Tile

Exterior & Lot

Exterior features
Stucco
Lot features
One Balcony

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
017-784-590

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Not allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherMain level6'10'' x 6'8''
FoyerMain level15'6'' x 13'3''
4pc Ensuite bathMain level4'10'' x 9'4''
3pc BathroomMain level6'6'' x 7'6''
BedroomMain level9'8'' x 13'10''
Primary BedroomMain level11'8'' x 16'0''
KitchenMain level9'1'' x 11'8''
Dining roomMain level8'8'' x 10'10''
Living roomMain level13'1'' x 15'2''

Listing Information

MLS®
10394753
Listed
July 16, 2026
Time on market
On the market for 46 days
Data last synced
August 29, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Welcome home to unit 107 at Orchard Hills 1 in the relaxed Rutland North neighborhood. Built in 1992, this established 3-story condo building is well maintained and managed and offers an exceptionally convenient lifestyle. This home provides a functional 2 bedroom layout with a semi-open concept, freshly renovated kitchen (Feb 2026) that lends itself perfectly to entertaining or experimenting with your favorite recipes. The private and shaded balcony offers an extra ""living-room"" for the shoulder seasons and during the beautiful Okanagan summers. Residents here benefit from essential building amenities including elevator access, a parkade with secure parking spaces, and dedicated storage lockers as well as ample guest parking on-site. The location is highly walkable and perfect for outdoor enthusiasts, sitting just steps away from the expansive green spaces of Ben Lee Park and Rutland Recreation Park. Daily errands and family needs are effortlessly met with nearby shopping centers, diverse restaurants, public transit access, and the local YMCA; making the neighborhood exceptionally well-suited for families or those looking for a walk-able lifestyle. This condo offers the convenience of first floor living while still being elevated above the parkade so that your balcony is not accessible from the ground level, making it a peaceful environment with no traffic noise and southern sun exposure; this home delivers the ideal balance of quiet residential living and urban convenience. (id:63159)

Values & Trends

This listing

$369/sqft

Building average

$351/sqft

1 active listing(s)

Rutland North average

$454/sqft

47 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Flex Academy(Independent)K-12294 m
Kelowna Arts Academy(Independent)K-12672 m
Pearson Road ElementaryElementary824 m
Quigley ElementaryElementary1.2 km
Rutland Middle SchoolMiddle1.3 km
Belgo Elementary SchoolElementary1.3 km
Rutland Senior SecondaryElementary1.4 km
South Rutland ElementaryElementary1.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Latin Fiesta573 m

Cafes (1)

  • Unnamed215 m

Grocery (1)

  • IGA272 m

Parks (4)

  • Ben Lee Park345 m
  • Rutland Bluff Linear Park447 m
  • Davie Park706 m
  • Hollywood Park787 m

Pharmacies (2)

  • Paragon310 m
  • Shoppers Drug Mart713 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,295) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$308,720.00
Periodic payment — Principal & Interest (monthly)$1,991.76
Additional monthly expenses (strata, tax, utilities, etc.)$601.76
Total monthly cost$2,593.52
Interest paid over 5-yr term$88,480.04
Balance at end of term$277,694.64

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,295
Stress test qualifying rate8.09%
Payment you must qualify for$2,819.06

Cash Needed at Closing

Minimum down payment$19,295
Estimated BC PTT$5,718
Legal / closing costs (typical estimate)$1,500
Total cash needed$26,513

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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