Property Type: Condo / ApartmentOwnership: Strata

727 Houghton Road Unit# 104

Kelowna, BC V1X7J7

$415,000

2 bed2 bath1 parking1,182 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$379/mo
Annual property tax
$1,992.74

Interior

Heating
Baseboard heaters
Cooling / A/C
Wall unit
Fireplace
None

Parking

Total spaces
1 — uncovered indicated
Features
Parkade

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level14'1'' x 11'8''
Full ensuite bathroomMain level9'6'' x 4'10''
BedroomMain level14'1'' x 9'7''
Full bathroomMain level7'6'' x 6'3''
Living roomMain level12'7'' x 15'3''
KitchenMain level11'8'' x 9'2''
Dining roomMain level11'8'' x 8'7''

Listing Information

MLS®
10373652
Listed
January 22, 2026
Time on market
On the market for 221 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Okanagan-Letnick Estates · Data source: CREA DDF.

Description

Welcome to Orchard Hill I — where comfort meets convenience in the heart of Rutland. This beautifully updated 1,182 sqft, 2 bedroom, 2 bathroom condo showcases upgraded flooring and fresh paint throughout, creating a modern, move-in-ready feel. The open concept living space flows effortlessly from kitchen to living room, perfect for entertaining or relaxing. Enjoy year-round use of the enclosed sunroom plus the ease of full size in unit laundry, further features include a fully secure underground parking stall and private storage locker. This unit checks all the boxes for all types of buyers whether your downsizing, a first time buyer, or investors do not miss this opportunity. Photos are virtually staged* (id:63159)

Values & Trends

This listing

$351/sqft

Building average

$369/sqft

1 active listing(s)

Rutland South average

$365/sqft

17 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Flex Academy(Independent)K-12317 m
Kelowna Arts Academy(Independent)K-12689 m
Pearson Road ElementaryElementary803 m
Rutland Middle SchoolMiddle1.2 km
Quigley ElementaryElementary1.3 km
Belgo Elementary SchoolElementary1.3 km
Rutland Senior SecondaryElementary1.3 km
South Rutland ElementaryElementary1.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Latin Fiesta564 m

Cafes (1)

  • Unnamed230 m

Grocery (1)

  • IGA265 m

Parks (4)

  • Ben Lee Park345 m
  • Rutland Bluff Linear Park432 m
  • Davie Park733 m
  • Roxby Square789 m

Pharmacies (2)

  • Paragon309 m
  • Shoppers Drug Mart705 m

Banks & ATMs (1)

  • TD794 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$332,000.00
Periodic payment — Principal & Interest (monthly)$2,141.95
Additional monthly expenses (strata, tax, utilities, etc.)$604.53
Total monthly cost$2,746.48
Interest paid over 5-yr term$95,152.15
Balance at end of term$298,635.07

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,750
Stress test qualifying rate8.09%
Payment you must qualify for$3,031.64

Cash Needed at Closing

Minimum down payment$20,750
Estimated BC PTT$6,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,550

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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