Property Type: Condo / ApartmentOwnership: Strata

780 Houghton Road Unit# 408

Kelowna, BC V1X5G7

$365,000

2 bed2 bath1 parking1,133 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$420/mo
Annual property tax
$1,944

Interior

Heating
Baseboard heaters
Cooling / A/C
Window air conditioner
Fireplace
None

Parking

Total spaces
1 — uncovered indicated
Features
Stall, Breezeway

Room Dimensions

RoomLevelDimensions
Laundry roomMain level7'3'' x 8'8''
3pc BathroomMain level7'3'' x 6'5''
BedroomMain level12'4'' x 9'7''
4pc Ensuite bathMain level9'3'' x 4'10''
Primary BedroomMain level13'11'' x 12'
SunroomMain level6'10'' x 15'10''
Living roomMain level12'11'' x 15'9''
Dining roomMain level11'1'' x 8'10''
KitchenMain level12'3'' x 10'

Listing Information

MLS®
10392397
Listed
July 2, 2026
Time on market
On the market for 60 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Discover the perfect blend of comfort, tranquility, in this top-floor, 2-bedroom, 2-bathroom condo that’s ready for you to move in and make your own. Whether you're stepping into homeownership for the first time, seeking a smart investment, or looking for a peaceful retreat to enjoy your golden years. Imagine starting your mornings with a warm cup of coffee on the fully enclosed balcony, gazing out at breathtaking views of of lush greenery, scenic walking trails, playful playgrounds, and open greenspace just beyond your door. This bright, inviting condo features a seamless, open kitchen that flows into the living and dining area, perfect for entertaining or relaxing with loved ones. Step out onto the covered deck to escape into your own private oasis. The primary bedroom offers a peaceful retreat with its own private ensuite. A spacious laundry and storage room. This well-maintained building embraces a vibrant, inclusive community with NO age restrictions. Pet lovers will be thrilled—bring along your two cats (sorry, no dogs)—to share in your cozy new space. Parking is a breeze with a single covered stall, with potential for extra parking if needed. Plus, enjoy shared amenities like a guest suite, games room, gym, and library. Located just moments from shopping, schools, public transit, and only 10 minutes from Kelowna International Airport and 15 minutes to downtown Kelowna, this home offers the perfect balance of convenience and tranquility. (id:63159)

Values & Trends

This listing

$322/sqft

Building average

$322/sqft

3 active listing(s)

Rutland North average

$455/sqft

47 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Flex Academy(Independent)K-12242 m
Kelowna Arts Academy(Independent)K-12562 m
Pearson Road ElementaryElementary725 m
Rutland Middle SchoolMiddle1.3 km
Quigley ElementaryElementary1.4 km
Rutland Senior SecondaryElementary1.4 km
Springvalley Middle SchoolElementary1.4 km
Belgo Elementary SchoolElementary1.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Latin Fiesta714 m

Cafes (1)

  • Unnamed361 m

Grocery (1)

  • IGA418 m

Parks (3)

  • Ben Lee Park192 m
  • Rutland Bluff Linear Park576 m
  • Davie Park758 m

Pharmacies (1)

  • Paragon462 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($18,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$292,000.00
Periodic payment — Principal & Interest (monthly)$1,883.88
Additional monthly expenses (strata, tax, utilities, etc.)$639.22
Total monthly cost$2,523.10
Interest paid over 5-yr term$83,688.04
Balance at end of term$262,654.94

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$18,250
Stress test qualifying rate8.09%
Payment you must qualify for$2,666.39

Cash Needed at Closing

Minimum down payment$18,250
Estimated BC PTT$5,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,050

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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