Property Type: Detached HouseOwnership: Freehold

715 Hemlock Road

Kelowna, BC V1X4W9

$924,900

4 bed4.5 bath5 parking2,694 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.14 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,563

Interior

Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
5 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
3pc Ensuite bathSecond level8'5'' x 6'1''
Full bathroomAdditional Accommodation4'11'' x 7'6''
Utility roomBasement8'3'' x 14'4''
DenBasement8'0'' x 12'0''
BedroomAdditional Accommodation10'0'' x 12'7''
GymBasement10'7'' x 13'11''
Recreation roomBasement11'2'' x 15'2''
4pc BathroomSecond level5' x '5''
OfficeSecond level11'10'' x 14'1''
BedroomSecond level9'0'' x 14'0''
BedroomSecond level9'8'' x 12'6''
Primary BedroomSecond level12'0'' x 16'1''
2pc BathroomMain level4'3'' x 5'4''
Laundry roomMain level7'11'' x 8'10''
Living roomMain level11'10'' x 15'0''
Dining roomMain level11'10'' x 12'0''
Family roomMain level12'0'' x 14'9''
KitchenMain level11'6'' x 18'7''

Listing Information

MLS®
10398632
Listed
August 24, 2026
Time on market
On the market for 7 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Welcome to this fantastic 4 bedroom + den home, ideally located directly across from Rutland Recreation Park in a highly desirable, family-friendly neighbourhood. With recreation right outside your front door, including Rutland Arena, the YMCA, BMX and bike tracks, pickelball courts, a dog park and more—this is an incredible location for an active family. Built in 2003, the home offers a functional layout with plenty of flexibility. The main level features vaulted ceilings, a bright living area and an open kitchen that flows directly out to the backyard, making it a great space for everyday living and entertaining. Upstairs you'll find three bedrooms, including the primary bedroom with its own ensuite, plus an additional full bathroom. A flexible bonus space provides the perfect spot for a home office, kids' play area or reading nook. The fully finished basement adds another dimension to the home, with a large rec room, den, additional bedroom, wet bar and its own laundry. With a separate entrance already in place, the lower level offers excellent flexibility for extended family or the potential to create a self-contained 1-bedroom in-law suite. Outside, there's plenty of room for all the toys with an attached garage plus additional RV or trailer parking. With four bedrooms, a den, multiple living spaces, suite potential and an outstanding location directly across from the park, this home truly delivers the complete family package. (id:63159)

Values & Trends

This listing

$343/sqft

Building average

No other active listings in this building

Rutland North average

$516/sqft

84 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Rutland ElementaryElementary166 m
Rutland Senior SecondaryElementary509 m
Rutland Middle SchoolMiddle681 m
South Rutland ElementaryElementary1.2 km
Pearson Road ElementaryElementary1.6 km
Belgo Elementary SchoolElementary1.9 km
Flex Academy(Independent)K-122.1 km
Kelowna Arts Academy(Independent)K-122.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Jaide & Joel's Baking Company · 555 Montgomery Road777 m

Parks (5+)

  • Rutland Recreation Park237 m
  • Mugford Park504 m
  • Briarwood Park531 m
  • Wigglesworth Park652 m
  • Sumac Park784 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($67,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$739,920.00
Periodic payment — Principal & Interest (monthly)$4,773.71
Additional monthly expenses (strata, tax, utilities, etc.)$515.25
Total monthly cost$5,288.96
Interest paid over 5-yr term$212,063.20
Balance at end of term$665,560.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$67,490
Stress test qualifying rate8.09%
Payment you must qualify for$6,593.18

Cash Needed at Closing

Minimum down payment$67,490
Estimated BC PTT$16,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$85,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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