Property Type: Detached HouseOwnership: Freehold

869 McKenzie Road

Kelowna, BC V1X2B4

$999,000

4 bed3 bath1 parking2,357 sqftBuilt 1974
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.26 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,254.28

Interior

Basement
Full, Crawl space
Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown

Exterior & Lot

View
City view, Lake view, Mountain view, Valley view

Parking

Total spaces
1 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Laundry roomLower level7'5'' x 12'7''
Living roomLower level12'5'' x 18'9''
Recreation roomLower level14'1'' x 23'1''
BedroomLower level14'1'' x 12'10''
Full bathroomLower level8'2'' x 5'0''
Primary BedroomMain level11'7'' x 11'6''
Living roomMain level17'2'' x 19'2''
KitchenMain level14'3'' x 11'10''
Dining roomMain level15'1'' x 8'2''
BedroomMain level8'2'' x 13'3''
BedroomMain level8'5'' x 9'10''
Full bathroomMain level7'1'' x 6'5''
Full ensuite bathroomMain level4'5'' x 7'1''

Listing Information

MLS®
10385468
Listed
May 1, 2026
Time on market
On the market for 122 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Spacious and beautifully updated home with stunning city and valley views, offering the perfect blend of comfort, flexibility, and future potential. With over 2,300 sq. ft. of living space, this property is ideal for growing families, multi-generational living, or buyers seeking rental income opportunities. The bright, well-maintained home features generous living areas, numerous updates, and room to adapt to your changing needs. The lower level offers excellent suite or mortgage-helper potential, creating added value and flexibility. Set on a large lot with future development potential, this property presents a unique opportunity to enjoy today while keeping an eye on tomorrow. Whether you're looking for space for extended family, income-generating possibilities, or long-term investment value, this property offers options rarely found in such a desirable location. Move in and enjoy the lifestyle today while exploring the possibilities for the future. (id:63159)

Values & Trends

This listing

$424/sqft

Building average

No other active listings in this building

Rutland North average

$515/sqft

84 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
South Rutland ElementaryElementary849 m
Rutland ElementaryElementary1.0 km
Rutland Senior SecondaryElementary1.2 km
Rutland Middle SchoolMiddle1.4 km
Belgo Elementary SchoolElementary1.6 km
Pearson Road ElementaryElementary2.3 km
Quigley ElementaryElementary2.4 km
Okanagan Christian School(Independent)K-122.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Mugford Park425 m
  • Brighton Park487 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,200.00
Periodic payment — Principal & Interest (monthly)$5,156.17
Additional monthly expenses (strata, tax, utilities, etc.)$472.52
Total monthly cost$5,628.69
Interest paid over 5-yr term$229,053.02
Balance at end of term$718,882.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,106.01

Cash Needed at Closing

Minimum down payment$74,900
Estimated BC PTT$17,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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