Property Type: Detached HouseOwnership: Freehold

7200 VICTORIA Road S

Summerland, BC V0H1Z2

$875,000

3 bed3.5 bath2 parking2,657 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.38 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,660

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Appliances
Washer, Refrigerator, Dishwasher, Range, Dryer, Microwave

Exterior & Lot

Exterior features
Stone, Other
View
Mountain view
Lot features
Level lot

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Septic tank
Parcel ID (PID)
026-872-587

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, RV

Room Dimensions

RoomLevelDimensions
4pc BathroomSecond level8' x 6'3''
BedroomSecond level13' x 10'2''
BedroomSecond level12'11'' x 10'1''
5pc Ensuite bathSecond level11'10'' x 8'5''
OtherSecond level8'11'' x 6'10''
Primary BedroomSecond level27'3'' x 18'11''
Laundry roomMain level11'5'' x 10'1''
2pc BathroomMain level
OfficeMain level11'11'' x 10'11''
Living roomMain level22'11'' x 20'3''
Family roomMain level12'7'' x 11'5''
Dining roomMain level14'2'' x 9'11''
KitchenMain level14'1'' x 10'6''

Listing Information

MLS®
10392101
Listed
June 19, 2026
Time on market
On the market for 73 days
Data last synced
August 31, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

Charming Family Home in the Heart of Summerland’s Wine Country Located along the iconic Bottleneck Drive, this well maintained home offers the perfect blend of comfort, character, and location. Enjoy living just minutes from renowned wineries, the Kettle Valley Rail Trail, and directly backing onto the historic Kettle Valley Steam Railway offering a truly picturesque, Hallmark-style setting. This spacious home features a versatile layout with 3 bedrooms on the upper level overlooking a bright living room with soaring 19 foot vaulted ceilings. The lower level includes a flexible office or guest space with its own exterior entrance and a built-in wall bed; this space is perfect for remote work or visitors. The beautifully landscaped backyard features a serene creek, natural rock garden, and large patio ideal for relaxing or entertaining. Key Features: 50-amp breaker for future hot tub 30-amp RV receptacle Updated HVAC (2020) Hot water tank, kitchen appliances, garage door (2020) Washer and dryer (2022) New interior paint (2025) Capture this lifestyle opportunity in one of the Okanagan’s most charming and desirable communities. (id:63159)

Values & Trends

This listing

$329/sqft

Building average

No other active listings in this building

Main Town average

$480/sqft

33 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 59%

Wind W 8 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Unisus Senior School(Independent)Secondary327 m
Unisus Junior School(Independent)Elementary327 m
Summerland Montessori School(Independent)Elementary2.2 km
Summerland SecondaryK-122.8 km
Trout Creek ElementaryElementary4.0 km
Naramata ElementaryElementary6.6 km
West Bench ElementaryElementary9.2 km
Queens Park ElementaryElementary10.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($62,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$700,000.00
Periodic payment — Principal & Interest (monthly)$4,516.16
Additional monthly expenses (strata, tax, utilities, etc.)$521.33
Total monthly cost$5,037.50
Interest paid over 5-yr term$200,622.01
Balance at end of term$629,652.26

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$62,500
Stress test qualifying rate8.09%
Payment you must qualify for$6,247.84

Cash Needed at Closing

Minimum down payment$62,500
Estimated BC PTT$15,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$79,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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