Property Type: Detached HouseOwnership: Freehold

6728 3A Highway

Nelson, BC V1L6S2

$677,777

3 bed3.5 bath3 parking1,642 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.43 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,910.28

Interior

Heating
Stove, Forced air, Wood
Fireplace
None
Flooring
Hardwood, Carpeted

Exterior & Lot

Exterior features
Vinyl siding
Waterfront
Waterfront on lake

Building

Roof
Asphalt shingle, Unknown
Water source
Lake/River Water Intake
Sewer
Septic tank
Parcel ID (PID)
012-923-591

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
Laundry roomBasement13'2'' x 12'8''
BedroomBasement9'10'' x 10'2''
BedroomBasement9'10'' x 9'7''
Family roomBasement26'10'' x 17'10''
2pc BathroomMain level4'5'' x 5'11''
4pc BathroomBasement8'5'' x 5'5''
Primary BedroomMain level17'7'' x 9'11''
4pc Ensuite bathMain level8'11'' x 7'1''
KitchenMain level8'11'' x 13'0''
Dining roomMain level8'11'' x 10'1''
Living roomMain level17'7'' x 20'11''

Listing Information

MLS®
10387939
Listed
May 20, 2026
Time on market
On the market for 103 days
Data last synced
August 29, 2026

Listing provided by: Royal LePage Rosling Realty · Data source: CREA DDF.

Description

This waterfront property has been cherished by the same family for generations and is now ready for a new owner to bring their vision to life. Being sold as is, where is, this property offers incredible potential for someone looking to create their dream Kootenay retreat. Situated on 0.43 of an acre with approximately 96 feet of waterfront and a sandy beach, this property is almost fully fenced — ideal for pets or children. Spend your summers swimming off the dock, boating, kayaking, paddleboarding, or fishing just minutes from the main lake. The home features an open-concept layout with breathtaking lake and mountain views, a wraparound deck, main floor primary bedroom with ensuite, and convenient access to a 2-piece bathroom from the side entrance. The daylight basement includes two additional bedrooms, a 3-piece bathroom, family room with cozy woodstove, and laundry area. Located only 25 minutes from Nelson and 3 minutes from Balfour, this property offers an amazing waterfront lifestyle with room to improve and make it your own. The original cabin, currently used for storage, may offer potential for removal and future garage space. Some cleanup and removal of items will be needed, making this the perfect opportunity for buyers with vision to unlock the full potential of this special waterfront property. (id:63159)

Values & Trends

This listing

$413/sqft

Building average

No other active listings in this building

Kokanee Creek to Balfour average

$646/sqft

16 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 80%

Wind ESE 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

11,106

(2021 Census)

+5.1% since 2016

Density: 930.9/km²

Dwellings: 5,314

Median household income: $72,500

After-tax: $65,500

Immigrant population: 15.1%

Top countries of origin (% of total population)

  • United States of America3.5% · 390
  • United Kingdom3.3% · 365
  • Philippines0.8% · 85
  • Germany0.6% · 65
  • Italy0.6% · 65
  • India0.5% · 55
  • Netherlands0.4% · 40
  • South Africa, Republic of0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Redfish Elementary SchoolElementary2.3 km
Crawford Bay Elem-SecondaryK-1215.4 km
des Sentiers-alpinsElementary/Middle15.8 km
Nelson Christian Community School(Independent)Elementary/Middle21.9 km
L V Rogers SecondarySecondary22.5 km
Secondaire de NelsonSecondary22.5 km
Hume Elementary SchoolElementary22.9 km
South Nelson ElementaryElementary24.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,778) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$542,222.00
Periodic payment — Principal & Interest (monthly)$3,498.23
Additional monthly expenses (strata, tax, utilities, etc.)$407.86
Total monthly cost$3,906.09
Interest paid over 5-yr term$155,402.38
Balance at end of term$487,730.44

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,778
Stress test qualifying rate8.09%
Payment you must qualify for$4,882.92

Cash Needed at Closing

Minimum down payment$42,778
Estimated BC PTT$11,556
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,833

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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