Property Type: Detached HouseOwnership: Freehold

745 Middleton St

Saanich, BC V9A2E1

$1,289,900

3 bed3 bath2,417 sqftBuilt 1940
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Property Details

Property & Lot

Sub-type
House
Lot size
10,000 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,424.43

Interior

Heating
Baseboard heaters
Cooling / A/C
None
Fireplace
Yes (2)

Parking

Features
Street

Room Dimensions

RoomLevelDimensions
OtherOther15'0 x 15'0
PatioOther8'1 x 10'2
StorageLower level10'8 x 28'10
StorageLower level13'5 x 17'7
OfficeLower level7'10 x 11'8
BathroomLower level6'0 x 7'7
BedroomLower level10'1 x 11'7
OfficeLower level5'6 x 11'0
Laundry roomLower level5'11 x 8'1
BathroomLower level3'2 x 7'9
BedroomLower level10'3 x 14'3
Primary BedroomMain level11'7 x 12'2
Living roomMain level13'4 x 20'3
BathroomMain level6'4 x 8'4
Eating areaMain level8'8 x 14'4
KitchenMain level14'4 x 12'5
Dining roomMain level10'10 x 18'2
PorchMain level5'8 x 9'1
EntranceMain level6'5 x 11'2

Listing Information

MLS®
1042161
Listed
July 7, 2026
Time on market
On the market for 55 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Coast Capital - Westshore · Data source: CREA DDF.

Description

Welcome to 745 Middleton Street in Saanich West. Perched on a rocky hill, this beautifully renovated 1940s home boasts a European-style gourmet kitchen with a granite island and a dining room made for big family gatherings. Craftsmanship is on full display, with unique built-ins and artistic touches throughout. The main floor features a master bedroom, full bath, and cozy living room, along with two staircases leading to the lower level, where you’ll find two more bedrooms, a 4-piece bath, a powder room, laundry, and two versatile craft rooms or offices plus plenty of storage. Sitting on a generous .23-acre lot with decks and a gazebo, this property is unforgettable. Close to all amenities and major bus routes—don’t miss your chance to see it! (id:63159)

Values & Trends

This listing

$534/sqft

Building average

No other active listings in this building

Gorge average

$577/sqft

14 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

12°C

Humidity 89%

Wind NNW calm km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ecole Marigold SchoolElementary718 m
Spectrum CommunitySecondary727 m
St Joseph's Catholic(Independent)Elementary761 m
Craigflower ElementaryElementary970 m
Tillicum Community SchoolElementary1.2 km
Colquitz Middle SchoolElementary1.3 km
Shoreline Community Middle SchoolMiddle1.4 km
McKenzie ElementaryElementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Unnamed252 m
  • Meadow Park278 m
  • Walter Park345 m
  • Cuthbert Holmes Park539 m
  • Tillicum Park669 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($103,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,031,920.00
Periodic payment — Principal & Interest (monthly)$6,657.60
Additional monthly expenses (strata, tax, utilities, etc.)$573.04
Total monthly cost$7,230.63
Interest paid over 5-yr term$295,751.24
Balance at end of term$928,215.38

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$103,990
Stress test qualifying rate8.09%
Payment you must qualify for$9,119.23

Cash Needed at Closing

Minimum down payment$103,990
Estimated BC PTT$23,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$129,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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