Property Type: Detached HouseOwnership: Freehold

7503 HOWIS Crescent

Summerland, BC V0H1Z4

$615,000

3 bed2.5 bath3 parking1,883 sqftBuilt 1974
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.19 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,174.07

Interior

Basement
Partial
Heating
Forced air, See remarks
Fireplace
None

Exterior & Lot

Exterior features
Stucco
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Carport, Street

Room Dimensions

RoomLevelDimensions
StorageBasement8'7'' x 10'7''
StorageBasement11'1'' x 21'5''
Recreation roomBasement18'11'' x 16'2''
4pc BathroomMain level
BedroomMain level9'5'' x 12'7''
BedroomMain level9'6'' x 12'7''
2pc Ensuite bathMain level
Primary BedroomMain level9'8'' x 13'6''
Living roomMain level15'6'' x 19'5''
Dining roomMain level12'5'' x 11'2''
KitchenMain level9'6'' x 10'2''

Listing Information

MLS®
10388952
Listed
May 28, 2026
Time on market
On the market for 95 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Located on a quiet cul-de-sac in a great Summerland neighborhood close to schools, parks, downtown amenities, and everything Summerland has to offer, this 3 bedroom, 1.5 bathroom home offers plenty of space and potential for the next owner to make it their own. The main floor features a functional layout with three bedrooms, a bright living room, kitchen, and dining area, creating a comfortable space for everyday family living. Downstairs, you’ll find a spacious bonus rec room along with a utility area, offering flexibility for a games room, home gym, office, or additional living space. Set on a flat and usable lot with beautiful mountain views, there is plenty of room to create outdoor entertaining areas, gardens, or space for kids and pets to enjoy. This property is ideal for first-time buyers, investors, or anyone looking for a home with solid bones and room to add their own personal touch and value over time. Several important upgrades have already been completed, including the roof, furnace, electrical updates, and newer washer and dryer, giving buyers a great head start while leaving the opportunity to finish the home to their own style and vision *All measurements are approximate, if important buyer to verify* (id:63159)

Values & Trends

This listing

$327/sqft

Building average

No other active listings in this building

Main Town average

$480/sqft

33 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland SecondaryK-121.1 km
Summerland Montessori School(Independent)Elementary1.4 km
Unisus Senior School(Independent)Secondary2.4 km
Unisus Junior School(Independent)Elementary2.4 km
Trout Creek ElementaryElementary4.3 km
Naramata ElementaryElementary5.2 km
West Bench ElementaryElementary11.3 km
Queens Park ElementaryElementary12.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Tim Hortons411 m

Grocery (1)

  • IGA · 7519 Prairie Valley Road193 m

Banks & ATMs (1)

  • RBC Royal Bank209 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.9% ($36,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$492,000.00
Periodic payment — Principal & Interest (monthly)$3,174.22
Additional monthly expenses (strata, tax, utilities, etc.)$358.51
Total monthly cost$3,532.72
Interest paid over 5-yr term$141,008.61
Balance at end of term$442,555.59

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$36,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,448.46

Cash Needed at Closing

Minimum down payment$36,500
Estimated BC PTT$10,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$48,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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