Property Type: Detached HouseOwnership: Freehold

8213 Lochside Dr

Central Saanich, BC V8M1T9

$3,990,000

4 bed5 bath6 parking4,036 sqftBuilt 2023
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Property Details

Property & Lot

Sub-type
House
Lot size
0.5 acres
Zoning
Residential

RE-2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$24,338.04

Interior

Heating
Heat Pump, Electric, Propane
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Dishwasher, Dryer, Microwave

Exterior & Lot

View
City view, Mountain view, Ocean view
Waterfront
Waterfront on ocean
Lot features
Level lot, Private setting, Other

Building

Parcel ID (PID)
004-366-298

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
Mud roomMain level
BathroomSecond level5-Piece
Primary BedroomSecond level
Laundry roomSecond level
BathroomSecond level4-Piece
BedroomSecond level
BathroomSecond level3-Piece
BedroomSecond level
Family roomSecond level
PatioMain level
PatioMain level
BathroomMain level4-Piece
BathroomMain level2-Piece
BedroomMain level
PantryMain level
KitchenMain level
Dining roomMain level
Living roomMain level
EntranceMain level

Listing Information

MLS®
1031387
Listed
April 9, 2026
Time on market
On the market for 144 days
Data last synced
August 29, 2026

Listing provided by: The Agency · Data source: CREA DDF.

Description

This waterfront estate embodies exceptional craftsmanship & timeless elegance, offering sweeping ocean vistas. Set on a private half-acre with 100 ft of pristine, low-bank waterfront, the home provides direct beach access from the professionally landscaped backyard. Fully furnished & truly turnkey, this exceptional residence is ready to be enjoyed from day one. Each of the 4 bedrooms boasts stunning ocean views, w/ every room thoughtfully appointed with ensuite & WIC. The open-concept living, dining & kitchen areas are graced w/ soaring 11-ft coffered ceilings & dual nano doors, creating a seamless indoor-outdoor flow. The gourmet kitchen is a true centrepiece, featuring custom cabinetry, elegant stone countertops, top-of-the-line Fisher & Paykel appliances & a well-appointed butler's pantry. This home also features a media room w/ a wet bar & covered patio perfect for alfresco dining. Additional highlights include a 3-car garage w/ showroom-quality epoxy flooring, extra-high ceilings & an automatic gate for enhanced privacy & security. Fully furnished, meticulously appointed & ready for immediate enjoyment. Now priced $500K below assessed value. (id:63159)

Values & Trends

This listing

$989/sqft

Building average

No other active listings in this building

Saanichton average

$661/sqft

8 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (Hartland)

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

17,385

(2021 Census)

+3.4% since 2016

Density: 422/km²

Dwellings: 7,621

Median household income: $103,000

After-tax: $90,000

Immigrant population: 16.2%

Top countries of origin (% of total population)

  • United Kingdom5.3% · 920
  • United States of America1.6% · 280
  • India0.9% · 165
  • Philippines0.9% · 160
  • Germany0.9% · 150
  • Netherlands0.7% · 120
  • South Africa, Republic of0.6% · 110
  • China0.3% · 55

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
SD 63 Individual Learning CentreSecondary2.9 km
ḰELSET ElementaryElementary3.1 km
Stelly's SecondarySecondary4.1 km
Keating ElementaryElementary4.2 km
Brentwood ElementaryElementary5.1 km
Sidney ElementaryElementary5.3 km
Bayside Middle SchoolMiddle5.9 km
North Saanich Middle SchoolMiddle6.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Newman Park556 m

Nearby places data: © OpenStreetMap contributors.

School district: Saanich (SD63)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($798,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$3,192,000.00
Periodic payment — Principal & Interest (monthly)$20,593.70
Additional monthly expenses (strata, tax, utilities, etc.)$2,230.17
Total monthly cost$22,823.87
Interest paid over 5-yr term$914,836.38
Balance at end of term$2,871,214.32

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$798,000
Stress test qualifying rate8.09%
Payment you must qualify for$24,545.36

Cash Needed at Closing

Minimum down payment$798,000
Estimated BC PTT$117,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$917,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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