1500 Harding Street
Summerland, BC V0H1Z9
$1,199,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 0.24 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,642.35
Interior
- Heating
- Forced air
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes (1)
- Fireplace type
- Gas, Unknown
Exterior & Lot
- View
- Mountain view
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 2 — covered indicated
- Features
- Attached Garage
Restrictions & Policies
- Rentals
- Allowed
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Storage | Lower level | 7' x 5'11'' |
| Laundry room | Lower level | 10'2'' x 8'7'' |
| Living room | Additional Accommodation | 12'11'' x 12'5'' |
| Full bathroom | Additional Accommodation | 7'10'' x 6' |
| Bedroom | Additional Accommodation | 12'9'' x 9'7'' |
| Kitchen | Additional Accommodation | 5'6'' x 9'1'' |
| Foyer | Lower level | 12'5'' x 15'8'' |
| Bedroom | Lower level | 9' x 8'7'' |
| Bedroom | Lower level | 10' x 9'8'' |
| 4pc Ensuite bath | Main level | 7'2'' x 7'10'' |
| 4pc Bathroom | Main level | 6'1'' x 7'10'' |
| Bedroom | Main level | 12' x 9'7'' |
| Primary Bedroom | Main level | 15'7'' x 10'6'' |
| Family room | Main level | 10'11'' x 8'8'' |
| Dining nook | Main level | 11'5'' x 7'8'' |
| Dining room | Main level | 11'9'' x 10'1'' |
| Living room | Main level | 12'11'' x 16'2'' |
| Kitchen | Main level | 9'8'' x 12'6'' |
Listing Information
- MLS®
- 10388337
- Listed
- May 21, 2026
- Time on market
- On the market for 102 days
- Data last synced
- August 28, 2026
Listing provided by: Parker Real Estate · Data source: CREA DDF.
Description
Nestled at the end of a private cul-de-sac in desirable Trout Creek, this charming two-storey home offers a wonderful opportunity for families and empty-nesters alike. Enjoy a traditional, functional floor plan complemented by a private entertainment deck with view of Giants Head Mountain, double car garage including a level 2 EV charger, a low-maintenance lot and a 1 bedroom in-law suite. This well-appointed home features 4 bedrooms plus a den, 3 bathrooms, luxury vinyl plank flooring, new kitchen appliances, a new furnace and a/c, a new roof, updated plumbing and a cozy gas fireplace—perfect for year-round comfort. Ideally located just steps from Okanagan Lake, Powell Beach Park, local tennis and pickleball courts, and Trout Creek Elementary School, this fantastic neighbourhood offers an exceptional lifestyle in one of the area’s most sought-after communities. (id:63159)
Values & Trends
This listing
$509/sqft
Building average
—
No other active listings in this building
Trout Creek average
$654/sqft
16 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
16°C
—
Humidity 59%
Wind W 8 km/h
Tonight
12°
Tuesday
27°
Tuesday night
15°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
12,042
(2021 Census)
+3.7% since 2016
Density: 162.6/km²
Dwellings: 5,426
Median household income: $82,000
After-tax: $74,000
Immigrant population: 12.2%
Top countries of origin (% of total population)
- United Kingdom3.3% · 395
- Germany1% · 125
- India0.9% · 110
- United States of America0.8% · 95
- Netherlands0.7% · 85
- Poland0.4% · 50
- Hungary0.3% · 40
- Philippines0.3% · 40
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
7
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Trout Creek Elementary | Elementary | 250 m |
| Unisus Senior School(Independent) | Secondary | 3.6 km |
| Unisus Junior School(Independent) | Elementary | 3.6 km |
| Naramata Elementary | Elementary | 3.7 km |
| Summerland Montessori School(Independent) | Elementary | 4.9 km |
| Summerland Secondary | K-12 | 5.0 km |
| West Bench Elementary | Elementary | 8.0 km |
| Uplands Elementary | Elementary | 8.7 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (1)
- Powell Beach Park337 m
Nearby places data: © OpenStreetMap contributors.
School district: Okanagan-Skaha (SD67)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.9% ($94,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.