877 Hutchinson Rd
Cobble Hill, BC V0R1L0
$989,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 0.99 acres
- Zoning
- Residential
R2
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Strata
- Strata / maintenance fee
- $0/mo
- Annual property tax
- $5,049.76
Interior
- Heating
- Electric, Hot Water
- Cooling / A/C
- Air Conditioned
- Fireplace
- Yes (1)
Parking
- Total spaces
- 4
Restrictions & Policies
- Pets
- Allowed
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Main level | 7'11 x 11'5 |
| Other | Main level | — |
| Primary Bedroom | Main level | 14'6 |
| Living room | Lower level | 17'6 |
| Living room | Main level | 14'6 |
| Kitchen | Lower level | — |
| Kitchen | Main level | 10'6 |
| Ensuite | Main level | 3-Piece |
| Dining nook | Lower level | — |
| Dining room | Main level | 12'6 |
| Bedroom | Lower level | — |
| Bedroom | Lower level | 9'6 x 12'6 |
| Bedroom | Main level | — |
| Bathroom | Lower level | 4-Piece |
| Bathroom | Lower level | 4-Piece |
| Bathroom | Main level | 3-Piece |
Listing Information
- MLS®
- 1044561
- Listed
- August 7, 2026
- Time on market
- On the market for 24 days
- Data last synced
- August 28, 2026
Listing provided by: RE/MAX Camosun · Data source: CREA DDF.
Description
Welcome to an incredible opportunity in Cobble Hill! Set on a completely flat and usable 1-acre property, this versatile home offers space, flexibility, income potential, and endless possibilities. The home underwent an extensive renovation in 2012 when it was moved to the property and placed on a brand-new foundation with a newly constructed lower level. The home features newer windows throughout, efficient ductless heat pumps providing heating and cooling on both levels, and comfortable in-floor radiant heating downstairs. A legal 2-bedroom, 2-bathroom suite currently generates $2,000 per month, providing excellent mortgage assistance or an ideal option for extended family. Outside, the level and usable acre is a blank canvas with plenty of room for gardening, homesteading, kids and pets, recreational toys, or building the dream shop you've always wanted. A new septic system was installed in 2016, while a recently installed gas meter provides added options for efficient heating, cooking, BBQing, and future improvements. With a rare combination of usable land, substantial updates, income potential, and room to make it your own, this Cobble Hill property is ready for its next chapter and priced to sell! (id:63159)
Values & Trends
This listing
$421/sqft
Building average
—
No other active listings in this building
Cobble Hill average
$536/sqft
17 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Duncan
14°C
—
Humidity 86%
Wind NNW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
7
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Ecole Cobble Hill Elementary | Elementary | 2.1 km |
| George Bonner Elementary | Elementary | 2.2 km |
| Evergreen Independent School(Independent) | Elementary | 2.8 km |
| Frances Kelsey Secondary | Secondary | 3.0 km |
| Brentwood College(Independent) | Secondary | 3.9 km |
| Bench Elementary | Elementary | 5.8 km |
| Shawnigan Lake(Independent) | Secondary | 6.5 km |
| Sunrise Waldorf School(Independent) | Elementary/Middle | 7.4 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (1)
- Merilees Nature Park244 m
Nearby places data: © OpenStreetMap contributors.
School district: Cowichan (SD79)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($73,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.