Property Type: Condo / ApartmentOwnership: Strata

931 Deloume Rd

Mill Bay, BC V0R2P1

$1,100,000

6 bed3 bath6 parking2,809 sqftBuilt 2010
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Property Details

Property & Lot

Sub-type
House
Lot size
8,886 square feet
Zoning
Residential

R3

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$10/mo
Annual property tax
$6,112.26

Interior

Heating
Heat Pump, Baseboard heaters, Forced air, Electric, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Valley view

Parking

Total spaces
6

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
PatioLower level
BathroomAdditional Accommodation
BedroomAdditional Accommodation
Primary BedroomAdditional Accommodation
KitchenAdditional Accommodation
Dining roomAdditional Accommodation
Living roomAdditional Accommodation
OtherLower level
BedroomLower level
Utility roomLower level
StorageMain level
Laundry roomMain level
BedroomMain level
BathroomMain level
BedroomMain level
EnsuiteMain level
Primary BedroomMain level
KitchenMain level
Dining roomMain level
Living roomMain level
EntranceMain level

Listing Information

MLS®
1046877
Listed
August 13, 2026
Time on market
On the market for 18 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Generation - The Neal Estate Group · Data source: CREA DDF.

Description

Welcome to this spacious and beautifully updated family home in the highly sought-after Mill Springs community of Mill Bay. Offering over 2,800 sq. ft. of thoughtfully designed living space, this impressive six-bedroom, three-bathroom home is perfectly positioned on a quiet cul-de-sac just steps from parks and walking trails. Designed for easy everyday living, the main level offers a desirable rancher-style layout with three generous bedrooms, including the primary suite, plus a bright open-concept kitchen, dining, and living area featuring soaring vaulted ceilings that create an airy, welcoming atmosphere. The lower level is fully finished in law suite with three additional bedrooms and dedicated heat pump, making it ideal for a large family, teenagers, guests, or a home office setup. Recent updates include a beautifully renovated lower-level kitchen, fresh interior paint, and numerous modern touches throughout. Outside, you’ll love the large, level, fully fenced backyard complete with an irrigation system, perfect for children, pets, entertaining, or simply relaxing. A double garage, loads of additional parking, and a prime location close to schools, shopping, recreation, and all the amenities Mill Bay has to offer complete this exceptional package. If you’ve been searching for a move-in-ready home with space for everyone in one of Mill Bay’s most desirable neighbourhoods, this is one you won’t want to miss! (id:63159)

Values & Trends

This listing

$392/sqft

Building average

No other active listings in this building

Mill Springs Village average

No comparable active listings

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Malahat

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Brentwood College(Independent)Secondary1.1 km
Frances Kelsey SecondarySecondary1.5 km
George Bonner ElementaryElementary2.3 km
St John's Preparatory Academy Shawnigan(Independent)K-124.8 km
Evergreen Independent School(Independent)Elementary5.2 km
Shawnigan Lake(Independent)Secondary5.4 km
Ecole Cobble Hill ElementaryElementary5.4 km
Discovery ElementaryElementary6.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Tim Hortons · 825 Deloume Road762 m
  • Bru-Go's Coffee · 2720 Mill Bay Road791 m

Grocery (1)

  • Thrifty Foods769 m

Parks (5+)

  • Deloume Park West237 m
  • Deloume Park255 m
  • Deloume Trail278 m
  • Deloume Connector Trail289 m
  • Deloume Park East319 m

Pharmacies (1)

  • Island Pharmacy · 845 Deloume Road711 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($85,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$880,000.00
Periodic payment — Principal & Interest (monthly)$5,677.46
Additional monthly expenses (strata, tax, utilities, etc.)$659.36
Total monthly cost$6,336.82
Interest paid over 5-yr term$252,210.53
Balance at end of term$791,562.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$85,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,804.99

Cash Needed at Closing

Minimum down payment$85,000
Estimated BC PTT$20,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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