Property Type: Land / LotOwnership: Freehold

LOT 13 FLAGSHIP ROAD

Pender Harbour, BC V0N1S1

$649,000

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Property Details

Property & Lot

Lot size
1.22 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,203.62 (2024)

Interior

Fireplace
None

Exterior & Lot

View
View
Waterfront
Waterfront

Listing Information

MLS®
R3127149
Listed
May 23, 2026
Time on market
On the market for 101 days
Tax assessment year
2024
Data last synced
August 28, 2026

Listing provided by: RE/MAX Real Estate Services · Data source: CREA DDF.

Description

BUILD YOUR DREAM HOME. Looking for the perfect spot to build your Legacy home or coastal retreat on the Sunshine Coast? Welcome to Pender Harbour Landing, a boutique freehold development in one of the region´s most desirable waterfront communities. This 1.2-acre lot offers a level building site with 37 feet of waterfront, ideal for your custom design. With full services to the lot line and registered building guidelines, your investment is protected. Enjoy southeast-facing views over Pender Harbour and the ocean-offering stunning sunrises and tranquil mornings. Pender Harbour, the "Venice of the North," is a serene network of coves, inlets, and islands, where nature takes center stage. Kayaking, hiking, and boating are daily activities. Potential for shared dock and beach access adds to the lifestyle appeal. The Compliance deposit and GST are already paid, streamlining the process. Whether for full-time living or a seasonal escape, this is a rare opportunity. Video tour: https://youtu.be/o2CuRB0sPVU (id:63159)

Location Insights

Weather

Nearest station: Sechelt

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Madeira Park ElementaryElementary2.3 km
Pender Harbour Elem-SecondaryK-126.1 km
Halfmoon Bay ElementaryElementary20.7 km
False Bay SchoolK-1222.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($39,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,200.00
Periodic payment — Principal & Interest (monthly)$3,349.70
Additional monthly expenses (strata, tax, utilities, etc.)$183.64
Total monthly cost$3,533.34
Interest paid over 5-yr term$148,804.21
Balance at end of term$467,022.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,683.77

Cash Needed at Closing

Minimum down payment$39,900
Estimated BC PTT$10,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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