101 640 Montreal St
Victoria, BC V8V1Z8
$649,000
Property Details
Property & Lot
- Sub-type
- Apartment
- Lot size
- 960 square feet
- Zoning
- Multi-Family
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Strata
- Strata / maintenance fee
- $760/mo
- Annual property tax
- $3,609.46
Interior
- Heating
- Baseboard heaters, Natural gas
- Cooling / A/C
- None
- Fireplace
- Yes (1)
- Appliances
- Washer, Range - Electric, Dishwasher, Dryer, Microwave
Exterior & Lot
- View
- City view, Ocean view
- Waterfront
- Waterfront on ocean
- Lot features
- Central location, Other, Moorage
Building
- Parcel ID (PID)
- 000-844-888
Parking
- Total spaces
- 1
Restrictions & Policies
- Pets
- Allowed with restrictions
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Patio | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Bathroom | Main level | 4-Piece |
| Entrance | Main level | — |
Listing Information
- MLS®
- 1042603
- Listed
- July 9, 2026
- Time on market
- On the market for 53 days
- Data last synced
- August 30, 2026
Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.
Description
Open House Saturday August 29, 1:00-2:30. James Bay Gem!! Some homes simply feel different the moment you walk through the door, and this beautifully renovated residence is one of them. Bathed in natural light, this sophisticated one-bedroom plus den home has been thoughtfully redesigned to maximize both comfort and its beautiful Inner Harbour outlook. A newly created sitting area provides the perfect place to relax with a morning coffee, read a book or simply watch the activity on the water. The stunning custom kitchen is truly the heart of the home, featuring extensive upgrades, quality cabinetry, generous workspace and an open design that flows effortlessly into the spacious dining and living areas. Engineered wood floors add warmth and elegance throughout. The spacious primary bedroom offers a peaceful retreat, complete with a walk-through closet with laundry leading into the beautifully renovated bathroom, creating the feel of a luxurious private suite. Outside, your private patio is ideal for gardening, entertaining or simply enjoying the fresh ocean air. Dog owners will especially appreciate the direct walk-out access to the Inner Harbour waterfront pathway—perfect for daily strolls without ever needing an elevator. This sought-after waterfront community also offers its own private marina, making it easy to keep your boat close to home (subject to availability). Secure parking and storage add everyday convenience, while privacy landscaping enhancement will further beautify the outdoor setting. From your front door, enjoy one of Victoria's most desirable neighbourhoods. Walk to Fisherman's Wharf for fresh seafood, downtown's shops and restaurants, the Dallas Road waterfront, Ogden Point, Beacon Hill Park, theatres, cafés and countless waterfront paths. This is more than a beautifully renovated condominium—it's a relaxed coastal lifestyle in the heart of James Bay. (id:63159)
Values & Trends
This listing
$677/sqft
Building average
$911/sqft
1 active listing(s)
James Bay average
$694/sqft
37 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
16°C
Mainly Clear
Humidity 73%
Wind S 6 km/h
Tonight
12°
Tuesday
19°
Tuesday night
13°
Wednesday
15°
Wednesday night
11°
Thursday
15°
Source: Environment and Climate Change Canada.
Population
91,867
(2021 Census)
+7.1% since 2016
Density: 4,723.2/km²
Dwellings: 53,070
Median household income: $67,500
After-tax: $60,000
Immigrant population: 20%
Top countries of origin (% of total population)
- United Kingdom3.8% · 3,505
- United States of America2.1% · 1,945
- Philippines2% · 1,845
- China1.2% · 1,110
- India0.7% · 650
- Germany0.6% · 590
- Korea, South0.4% · 400
- Netherlands0.3% · 315
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
44
6/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| James Bay Community | Elementary | 704 m |
| Pacific School of Innovation and Inquiry(Independent) | Secondary | 852 m |
| South Park Family School | Elementary | 1.1 km |
| Christ Church Cathedral School(Independent) | Elementary/Middle | 1.4 km |
| Victoria West Elementary | Elementary | 1.5 km |
| Selkirk Montessori School(Independent) | Elementary/Middle | 2.0 km |
| Beausoleil | Elementary | 2.0 km |
| Victor-Brodeur | K-12 | 2.0 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- Blue Crab Seafood House145 m
- Pendray Tea House · 309 Belleville Street249 m
- Il Covo Trattoria · 106 Superior Street250 m
- Aegir Room · 500 Oswego Street335 m
- Harbour House Restaurant · 607 Oswego Street346 m
Cafes (5+)
- Nourish Kitchen & Cafe187 m
- Courtyard Café466 m
- Coffeehouse at Shoal Point · 19 Dallas Road506 m
- Starbucks · 819 Wharf Street658 m
- Milano · 817 Government Street731 m
Grocery (1)
- Red Barn Market · 325 Menzies Street770 m
Parks (5+)
- Peter Pollen Waterfront Park98 m
- Charles Redfern Park · 200 Quebec Street113 m
- Songhees Park · 56 Songhees Road351 m
- Quadra Park · 407 Belleville Street362 m
- Fisherman's Wharf Park · 300 Saint Lawrence Street398 m
Gyms (2)
- Fitness Center · 525 Superior Street779 m
- Lagree West791 m
Banks & ATMs (2)
- Unnamed666 m
- Unnamed680 m
Nearby places data: © OpenStreetMap contributors.
School district: Victoria (SD61)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.1% ($39,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.