203 640 Montreal St
Victoria, BC V8V1Z8
$979,000
Property Details
Property & Lot
- Sub-type
- Apartment
- Lot size
- 1,075 square feet
- Zoning
- Multi-Family
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Strata
- Strata / maintenance fee
- $756/mo
- Annual property tax
- $4,522.57
Interior
- Heating
- Baseboard heaters, Electric
- Cooling / A/C
- None
- Fireplace
- None
Exterior & Lot
- View
- Mountain view, Ocean view
- Waterfront
- Waterfront on ocean
Parking
- Total spaces
- 1
Restrictions & Policies
- Pets
- Allowed with restrictions
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Den | Main level | — |
| Bedroom | Main level | 9' x 17' |
| Ensuite | Main level | 4-Piece |
| Bathroom | Main level | 4-Piece |
| Primary Bedroom | Main level | 11' x 14' |
| Kitchen | Main level | — |
| Dining room | Main level | 14' |
| Living room | Main level | 15' |
| Entrance | Main level | — |
Listing Information
- MLS®
- 1044072
- Listed
- July 30, 2026
- Time on market
- On the market for 32 days
- Data last synced
- August 28, 2026
Listing provided by: eXp Realty · Data source: CREA DDF.
Description
Open House Sat. Aug 1, 11am - 1pm. Stunning 2 bedroom, 2 full bath + office WATERFRONT corner unit with breathtaking billion dollar harbour views from every room! Beautiful renovation, including custom cabinets and built-ins in the kitchen, den, dining room and closets, quartz countertops, engineered hardwood floors, laundry and updated electrical panel. Pier One is a unique STEEL & CONCRETE building located just a few feet from the water on the David Foster walkway in Victoria's prestigious James Bay/Middle Harbour, and within walking distance to Fisherman's Wharf, PIRATE PIZZA Beacon Hill Park, and all of downtown‘s Victoria's amazing restaurants and shops. Bonus** building has a 20 SLIP PRIVATE MARINA, EV charging station, squash court & community room! Feel like you are on vacation every day. A lovely place to call home! (id:63159)
Values & Trends
This listing
$911/sqft
Building average
$677/sqft
1 active listing(s)
James Bay average
$688/sqft
37 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
14°C
Mainly Clear
Humidity 86%
Wind WSW 7 km/h
Tonight
12°
Tuesday
19°
Tuesday night
13°
Wednesday
15°
Wednesday night
11°
Thursday
15°
Source: Environment and Climate Change Canada.
Population
91,867
(2021 Census)
+7.1% since 2016
Density: 4,723.2/km²
Dwellings: 53,070
Median household income: $67,500
After-tax: $60,000
Immigrant population: 20%
Top countries of origin (% of total population)
- United Kingdom3.8% · 3,505
- United States of America2.1% · 1,945
- Philippines2% · 1,845
- China1.2% · 1,110
- India0.7% · 650
- Germany0.6% · 590
- Korea, South0.4% · 400
- Netherlands0.3% · 315
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
44
6/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| James Bay Community | Elementary | 691 m |
| Pacific School of Innovation and Inquiry(Independent) | Secondary | 868 m |
| South Park Family School | Elementary | 1.1 km |
| Christ Church Cathedral School(Independent) | Elementary/Middle | 1.4 km |
| Victoria West Elementary | Elementary | 1.5 km |
| Beausoleil | Elementary | 2.0 km |
| Victor-Brodeur | K-12 | 2.0 km |
| Selkirk Montessori School(Independent) | Elementary/Middle | 2.0 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- Blue Crab Seafood House124 m
- Il Covo Trattoria · 106 Superior Street230 m
- Pendray Tea House · 309 Belleville Street256 m
- Coco Grill333 m
- Aegir Room · 500 Oswego Street335 m
Cafes (5+)
- Nourish Kitchen & Cafe186 m
- Courtyard Café475 m
- Coffeehouse at Shoal Point · 19 Dallas Road488 m
- Starbucks · 819 Wharf Street676 m
- Milano · 817 Government Street749 m
Grocery (1)
- Red Barn Market · 325 Menzies Street770 m
Parks (5+)
- Charles Redfern Park · 200 Quebec Street115 m
- Peter Pollen Waterfront Park117 m
- Songhees Park · 56 Songhees Road364 m
- Quadra Park · 407 Belleville Street371 m
- Fisherman's Wharf Park · 300 Saint Lawrence Street378 m
Gyms (1)
- Fitness Center · 525 Superior Street782 m
Banks & ATMs (2)
- Unnamed686 m
- Unnamed697 m
Nearby places data: © OpenStreetMap contributors.
School district: Victoria (SD61)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($72,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.