Property Type: Detached HouseOwnership: Freehold

4204 29th Street

Vernon, BC V1T5B5

$558,000

3 bed2 bath1,327 sqftBuilt 1947
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.14 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,532

Interior

Basement
Full
Heating
Forced air, Radiant/Infra-red Heat, See remarks
Cooling / A/C
Window air conditioner
Fireplace
None

Exterior & Lot

Exterior features
Stucco

Building

Roof
Metal, Unknown

Parking

Features
Street

Room Dimensions

RoomLevelDimensions
Full bathroomBasement
StorageBasement13'3'' x 19'2''
Laundry roomBasement13'7'' x 8'6''
Family roomSecond level16'7'' x 10'5''
Primary BedroomSecond level12'6'' x 10'5''
BedroomMain level11'0'' x 11'3''
BedroomMain level12'6'' x 11'4''
3pc BathroomMain level12'6'' x 11'4''
KitchenMain level14'2'' x 15'6''
Living roomMain level14'8'' x 11'2''

Listing Information

MLS®
10392258
Listed
June 23, 2026
Time on market
On the market for 69 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Don’t miss this opportunity to build in some sweat equity! Perfect to investors and first-time homebuyers. This 2,051 square foot home features three bedrooms, two full bathrooms, and being set on a fantastic 0.14 acre lot this property has lots to offer. On the main level are two bedrooms, one well-updated bathroom (with heated floors), kitchen, and living room. Upstairs is a great loft area, perfect for an additional bedroom, home office, or flex room. Downstairs is generous space for storage & workshop, bedroom, full bathroom, and laundry area. Great potential to add valuable finished square footage in the basement! Outside is a lovely covered porch & yard for entertaining, gardening space to spare, and three sheds for further storage & hobbies. New furnace and hot water tank (2022). Location and zoning offer strong future development potential. (id:63159)

Values & Trends

This listing

$420/sqft

Building average

No other active listings in this building

City of Vernon average

$382/sqft

22 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
W.L. Seaton SecondarySecondary182 m
Alexis Park ElementaryElementary642 m
Ecole Beairsto ElementaryElementary811 m
Harwood ElementaryElementary893 m
Pleasant Valley Christian Academy(Independent)Elementary/Middle1.2 km
St James(Independent)Elementary1.3 km
Silver Star ElementaryElementary1.6 km
Vernon SecondaryElementary2.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Denny's · 4201 32 Street201 m
  • Kelly O'Bryan's228 m
  • Asian Avenue236 m
  • cuisine Of India · 3009 43 Avenue246 m
  • Yat Sen Restaurant258 m

Cafes (3)

  • Bean to Cup · 3903 27 Street443 m
  • Starbucks518 m
  • Tim Hortons681 m

Grocery (1)

  • Safeway · 4300 32 Street444 m

Parks (3)

  • Macdonald Park173 m
  • Unnamed244 m
  • Civic Memorial Park · 3003 37 Avenue443 m

Shopping (1)

  • Unnamed553 m

Gyms (1)

  • Planet Fitness594 m

Pharmacies (2)

  • Shoppers Drug Mart331 m
  • London Drugs600 m

Banks & ATMs (2)

  • Unnamed281 m
  • Prospera Credit Union441 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.5% ($30,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$446,400.00
Periodic payment — Principal & Interest (monthly)$2,880.02
Additional monthly expenses (strata, tax, utilities, etc.)$777.00
Total monthly cost$3,657.02
Interest paid over 5-yr term$127,939.52
Balance at end of term$401,538.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$30,800
Stress test qualifying rate8.09%
Payment you must qualify for$4,053.98

Cash Needed at Closing

Minimum down payment$30,800
Estimated BC PTT$9,160
Legal / closing costs (typical estimate)$1,500
Total cash needed$41,460

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information