Property Type: Detached HouseOwnership: Freehold

10217 GIANTS HEAD Road

Summerland, BC V0H1Z7

$1,074,900

5 bed2 bath15 parking2,737 sqftBuilt 1974
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.14 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,269.02

Interior

Basement
Full
Heating
Forced air, See remarks
Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, Valley view, View of water, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
15 — uncovered indicated
Features
Other, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
3pc BathroomBasement8'10'' x 7'3''
Mud roomBasement12'9'' x 11'7''
BedroomBasement10'10'' x 14'6''
BedroomBasement11'2'' x 11'4''
BedroomBasement12'1'' x 10'7''
Laundry roomBasement11'3'' x 11'7''
StorageBasement10'0'' x 12'0''
WorkshopBasement17'4'' x 11'5''
KitchenMain level13'5'' x 11'7''
Living roomMain level13'4'' x 11'7''
Family roomMain level25'3'' x 12'6''
Dining roomMain level13'4'' x 11'7''
BedroomMain level12'1'' x 11'2''
Primary BedroomMain level10'6'' x 12'3''
5pc BathroomMain level10'1'' x 7'2''

Listing Information

MLS®
10385809
Listed
May 12, 2026
Time on market
On the market for 111 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Set back from the road on a private 1.14-acre lot, this home offers an exceptional blend of tranquility, modern updates, and breathtaking natural beauty. This pristinely kept home has been meticulously maintained and updated, featuring a bright, open interior designed to maximize its most stunning asset: an incredible, unobstructed view of Okanagan Lake from the brand new composite deck with freshly installed glass surround railings. This sprawling acreage provides a rare sense of seclusion and a park-like atmosphere with it's unique location, yet the property remains perfectly positioned for a lifestyle of convenience and immediate accessibility to the community hub. You are just minutes away from the beaches and recreation of the lakefront, as well as the charming shops, local cafes, and amenities of downtown Summerland. Whether you are enjoying a quiet morning on the expansive grounds or entertaining guests against the backdrop of the valley’s sparkling waters, this home serves as a refined sanctuary. Every detail of the home reflects pride of ownership and expert craftsmanship, ensuring a move-in-ready experience. With easy suite potential, this home boasts great potential for a growing family or the savy homeowner that desires a little extra income. This is a standout property that harmonizes private acreage with an unparalleled connection to the surrounding landscape and town. Book your showing and buy your slice of Okanagan paradise today! (id:63159)

Values & Trends

This listing

$393/sqft

Building average

No other active listings in this building

Main Town average

$478/sqft

33 active listing(s)

Parking: 15 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 59%

Wind W 8 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Unisus Senior School(Independent)Secondary1.8 km
Unisus Junior School(Independent)Elementary1.8 km
Summerland Montessori School(Independent)Elementary2.1 km
Summerland SecondaryK-122.1 km
Trout Creek ElementaryElementary3.1 km
Naramata ElementaryElementary4.7 km
West Bench ElementaryElementary10.1 km
Queens Park ElementaryElementary11.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($82,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$859,920.00
Periodic payment — Principal & Interest (monthly)$5,547.91
Additional monthly expenses (strata, tax, utilities, etc.)$576.09
Total monthly cost$6,124.00
Interest paid over 5-yr term$246,455.54
Balance at end of term$773,500.82

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$82,490
Stress test qualifying rate8.09%
Payment you must qualify for$7,631.29

Cash Needed at Closing

Minimum down payment$82,490
Estimated BC PTT$19,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$103,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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