Property Type: Detached HouseOwnership: Freehold

6420 Newton Road

Summerland, BC V0H1Z7

$1,192,000

4 bed3 bath2 parking2,740 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.35 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,941.53

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
OtherSecond level7'8'' x 8'4''
Primary BedroomSecond level13'1'' x 15'3''
KitchenSecond level16'9'' x 14'2''
Family roomSecond level15'7'' x 16'3''
Dining roomSecond level11'6'' x 11'10''
BedroomSecond level11'6'' x 12'7''
BedroomSecond level11'6'' x 12'7''
4pc BathroomSecond level7'8'' x 8'2''
3pc Ensuite bathSecond level7'2'' x 8'0''
Utility roomMain level10'4'' x 4'8''
StorageMain level13'9'' x 7'7''
Living roomMain level13'0'' x 13'11''
Laundry roomMain level15'2'' x 5'3''
GymMain level15'9'' x 13'7''
FoyerMain level9'6'' x 8'8''
BedroomMain level10'11'' x 12'0''
4pc BathroomMain level4'11'' x 8'3''

Listing Information

MLS®
10376431
Listed
February 19, 2026
Time on market
On the market for 193 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group · Data source: CREA DDF.

Description

First time offered for sale, this beautifully maintained home offers stunning valley and mountain views, exceptional outdoor space, and a family friendly layout. Pride of ownership is evident throughout, with both the home and yard meticulously cared for. A large, bright foyer welcomes you. On this floor you will find a spacious rec room, two bedrooms, a full bathroom, laundry room, and a large storage area, along with direct access to a true double-car garage. Upstairs, the sun filled living room features a cozy gas fireplace and expansive floor to ceiling windows that perfectly frame the views. The spacious kitchen offers stainless steel appliances, ample cabinetry, a large island with bar seating, and direct access to the backyard. The kitchen flows into the dining area, where patio doors open onto a generous deck ideal for entertaining or simply enjoying the scenery. This level also includes two additional bedrooms, a full bathroom, and a spacious primary suite with walk-in closet and ensuite. Outside, the low maintenance yard provides space to relax, garden, and enjoy the peaceful surroundings. The oversized driveway provides ample parking, including room for an RV or boat. New roof in 2026. Ideally located near walking trails, town amenities, Okanagan Lake, beaches, and wineries, this home offers the relaxed, outdoor focused lifestyle Summerland is known for. (id:63159)

Values & Trends

This listing

$435/sqft

Building average

No other active listings in this building

Summerland Rural average

$771/sqft

27 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Summerland SecondaryK-121.8 km
Summerland Montessori School(Independent)Elementary1.9 km
Unisus Senior School(Independent)Secondary2.0 km
Unisus Junior School(Independent)Elementary2.0 km
Trout Creek ElementaryElementary3.5 km
Naramata ElementaryElementary4.8 km
West Bench ElementaryElementary10.4 km
Queens Park ElementaryElementary11.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,200) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$953,600.00
Periodic payment — Principal & Interest (monthly)$6,152.30
Additional monthly expenses (strata, tax, utilities, etc.)$548.79
Total monthly cost$6,701.10
Interest paid over 5-yr term$273,304.50
Balance at end of term$857,766.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,200
Stress test qualifying rate8.09%
Payment you must qualify for$8,441.70

Cash Needed at Closing

Minimum down payment$94,200
Estimated BC PTT$21,840
Legal / closing costs (typical estimate)$1,500
Total cash needed$117,540

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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