1094 Islay St
Duncan, BC V9L2E1
$849,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 10,353 square feet
- Zoning
- Residential
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,999
Interior
- Heating
- Heat Pump, Electric
- Cooling / A/C
- Air Conditioned
- Fireplace
- None
Parking
- Total spaces
- 4
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | 8'9 x 13'2 |
| Bedroom | Second level | 17'4 x 9'10 |
| Office | Second level | 9'5 x 10'1 |
| Bedroom | Second level | 17'4 x 15'10 |
| Primary Bedroom | Main level | 13'0 x 18'0 |
| Bathroom | Main level | 3-Piece |
| Bathroom | Main level | 3-Piece |
| Bathroom | Main level | 3-Piece |
Listing Information
- MLS®
- 1047772
- Listed
- August 26, 2026
- Time on market
- On the market for 6 days
- Data last synced
- August 28, 2026
Listing provided by: Royal LePage Duncan Realty · Data source: CREA DDF.
Description
A century-old home lovingly restored in 2010 from the bottom to the top, offering historic character, generous space and plenty of opportunity for the next chapter. This 4,400 sq ft home features 3 large bedrooms, an office, 3 bathrooms and over 1,900 sq ft of unfinished basement space, roughed in and ready for your ideas. Envision a suite, additional living space, recreation room or something entirely your own. A sweeping 350 sq ft covered deck extends the living space outdoors, while the private, tucked-away 10,000 sq ft lot offers room for gardens, entertaining or simply enjoying your own space. Well loved and ready for a new family, this home offers the flexibility for family living, an income suite or generational living. A unique opportunity to build on the work already completed while adding your own vision to a home with a century of history. (id:63159)
Values & Trends
This listing
$341/sqft
Building average
—
No other active listings in this building
West Duncan average
$500/sqft
48 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
15°C
—
Humidity 82%
Wind NNW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
5,047
(2021 Census)
+2.1% since 2016
Density: 2,450/km²
Dwellings: 2,620
Median household income: $53,200
After-tax: $49,600
Immigrant population: 11%
Top countries of origin (% of total population)
- United Kingdom2.8% · 140
- United States of America1.4% · 70
- Germany1.1% · 55
- Netherlands0.9% · 45
- Philippines0.6% · 30
- India0.4% · 20
- Mexico0.3% · 15
- Hungary0.2% · 10
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
26
4/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Cowichan Valley Open Learning Co-Op | Secondary | 379 m |
| Cowichan Open School | Secondary | 379 m |
| Queen Margaret's(Independent) | K-12 | 629 m |
| Khowhemun Elementary | Elementary | 1.0 km |
| Drinkwater Elementary | Elementary | 1.3 km |
| Quamichan School | Secondary | 1.4 km |
| Alexander Elementary | Elementary | 1.5 km |
| Alex Aitken | Elementary | 1.6 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (1)
- Mr Mikes · 2763 Beverly Street503 m
Cafes (2)
- Fishbowl Cafe · 580 Cairnsmore Street491 m
- Starbucks · 2751 Beverly Street507 m
Grocery (2)
- Thrifty Foods · 2755 Beverly Street370 m
- 49th Parallel Grocery · 550 Cairnsmore Street460 m
Parks (5+)
- Unnamed · 1040 College Street336 m
- Somenos Marsh Open Air Classroom · 6043 Trans-Canada Highway353 m
- Heiwa Park416 m
- Unnamed423 m
- Unnamed684 m
Nearby places data: © OpenStreetMap contributors.
School district: Cowichan (SD79)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($59,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.