Property Type: Detached HouseOwnership: Freehold

4245 Judge Dr

Cobble Hill, BC V0R1L3

$1,049,000

4 bed3 bath2 parking2,437 sqftBuilt 2000
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Property Details

Property & Lot

Sub-type
House
Lot size
21,527 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,306

Interior

Heating
Heat Pump
Cooling / A/C
Fully air conditioned
Fireplace
Yes (2)
Appliances
Washer, Refrigerator, Dishwasher, Dryer

Exterior & Lot

View
Mountain view, Valley view
Lot features
Irregular lot size

Building

Parcel ID (PID)
000-983-675

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
EntranceMain level
Living roomMain level15'5 x 14'3
Dining roomMain level10'7 x 14'2
KitchenMain level10'5
Family roomMain level13'5
Eating areaMain level
BathroomMain level4-Piece
Laundry roomMain level8'7 x 5'4
BedroomMain level9'9 x 9'4
BedroomMain level9'10
Primary BedroomMain level15'7 x 13'5
EnsuiteMain level4-Piece
BedroomLower level14'2
DenLower level13'4
BathroomLower level4-Piece
OtherLower level8'5 x 10'10
StorageLower level13'10 x 44'7

Listing Information

MLS®
1043836
Listed
July 30, 2026
Time on market
On the market for 32 days
Data last synced
August 30, 2026

Listing provided by: D.F.H. Real Estate Ltd. (CwnBy) · Data source: CREA DDF.

Description

Nestled on .5 acres and backing onto Shearing Park, Douglas Hill, this well-maintained 4-bedroom, 3-bathroom home offers comfortable main-floor living in a convenient location. The spacious primary suite features a walk-in closet and a 4-piece ensuite. The functional layout provides room for families, as well as a potential suite. Recent updates include a new roof (2024), on-demand hot water, and an energy-efficient heat pump for economical year-round heating and cooling. A double garage and ample parking add everyday convenience, while the fully fenced backyard and private east-facing deck provide the perfect space to relax, entertain, or enjoy your morning coffee. Just minutes from the amenities of Valley View Centre, and a short drive to the marinas, unique shops and restaurants of Cowichan Bay. This home offers the ideal balance of privacy, comfort, and convenience. (id:63159)

Values & Trends

This listing

$430/sqft

Building average

No other active listings in this building

Cobble Hill average

$521/sqft

28 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bench ElementaryElementary1.5 km
Ecole Cobble Hill ElementaryElementary2.9 km
Evergreen Independent School(Independent)Elementary3.5 km
Sunrise Waldorf School(Independent)Elementary/Middle3.8 km
George Bonner ElementaryElementary6.2 km
Frances Kelsey SecondarySecondary6.8 km
Shawnigan Lake(Independent)Secondary7.6 km
Noorunissa Montessori Academy of Canada(Independent)Elementary8.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • William Shearing Park83 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($79,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$839,200.00
Periodic payment — Principal & Interest (monthly)$5,414.23
Additional monthly expenses (strata, tax, utilities, etc.)$647.50
Total monthly cost$6,061.73
Interest paid over 5-yr term$240,517.13
Balance at end of term$754,863.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$79,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,452.04

Cash Needed at Closing

Minimum down payment$79,900
Estimated BC PTT$18,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$100,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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