Property Type: Detached HouseOwnership: Freehold

1176 Shawnigan-Mill Bay Rd

Mill Bay, BC V0R2P2

$1,499,000

4 bed3 bath6 parking3,087 sqftBuilt 1976
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Property Details

Property & Lot

Sub-type
House
Lot size
2.69 acres
Zoning
Unknown

RR3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,993

Interior

Heating
Heat Pump, Forced air, Wood
Cooling / A/C
Fully air conditioned, Air Conditioned
Fireplace
Yes (3)

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
Mud roomMain level3'6 x 9'11
Laundry roomMain level6'4 x 11'5
Dining nookMain level7'11 x 10'9
Living roomMain level14'1 x 17'9
Family roomMain level17'7 x 15'10
BathroomMain level8'3 x 5'10
BathroomMain level8'10 x 8'4
EnsuiteMain level8'11 x 9'3
BedroomMain level14'10 x 9'0
BedroomMain level13'6 x 20'9
BedroomMain level11'0 x 21'0
Primary BedroomMain level12'7 x 24'1
Dining roomMain level9'10 x 13'10
KitchenMain level15'3 x 15'7

Listing Information

MLS®
1036071
Listed
May 7, 2026
Time on market
On the market for 116 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Island Properties (DU) · Data source: CREA DDF.

Description

Welcome to your private slice of paradise in iconic Mill Bay. This beautifully maintained 3,000 sq ft rancher offers the perfect blend of comfort, space, and lifestyle—all set on a stunning 2.7-acre property. Designed for easy one-level living, the home features a spacious and functional layout with generous living areas, large windows that flood the space with natural light, and seamless indoor-outdoor flow. Because of the size of bedrooms and how they are oriented with the living space in the middle- this home could work for multigenerational living. Whether you’re hosting family gatherings or enjoying quiet evenings, this property delivers versatility and warmth in equal measure. Step outside and experience what truly sets this property apart. The expansive grounds include a picturesque apple orchard, while the resort-style outdoor area invites you to relax and unwind. Take a dip in the pool, soak in the hot tub under the stars, or entertain guests in your own private oasis surrounded by nature. The Seller has done major updates spending over 200K including new septic system (2024), a well filtration system (2023), and an HVAC system complete with heat-pump (2024). With ample space for hobbies, gardening, or simply enjoying the tranquility of acreage living, this property offers endless possibilities—all just minutes from the amenities, marina, and coastal beauty that make Mill Bay so desirable. This is West Coast living at its finest -book your showing today! (id:63159)

Values & Trends

This listing

$486/sqft

Building average

No other active listings in this building

Mill Bay average

$640/sqft

18 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Malahat

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Frances Kelsey SecondarySecondary1.3 km
Brentwood College(Independent)Secondary2.1 km
George Bonner ElementaryElementary2.2 km
St John's Preparatory Academy Shawnigan(Independent)K-123.9 km
Shawnigan Lake(Independent)Secondary4.1 km
Evergreen Independent School(Independent)Elementary4.2 km
Ecole Cobble Hill ElementaryElementary4.6 km
Discovery ElementaryElementary5.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Briarwood Park657 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($124,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,199,200.00
Periodic payment — Principal & Interest (monthly)$7,736.83
Additional monthly expenses (strata, tax, utilities, etc.)$653.42
Total monthly cost$8,390.25
Interest paid over 5-yr term$343,694.17
Balance at end of term$1,078,684.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$124,900
Stress test qualifying rate8.09%
Payment you must qualify for$10,566.35

Cash Needed at Closing

Minimum down payment$124,900
Estimated BC PTT$27,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$154,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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