Property Type: Detached HouseOwnership: Freehold

1220 Shawnigan-Mill Bay Rd

Mill Bay, BC V0R2P2

$1,650,000

3 bed3 bath10 parking2,315 sqftBuilt 1907
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Property Details

Property & Lot

Sub-type
House
Lot size
4.86 acres
Zoning
Residential

RR3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,319

Interior

Heating
Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

Waterfront
Waterfront on river

Parking

Total spaces
10

Room Dimensions

RoomLevelDimensions
StorageOther10' x 10'
WorkshopOther10' x 14'
WorkshopOther18' x 25'
StorageLower level33' x 11'
StorageLower level8' x 5'
StorageLower level15' x 29'
StorageLower level16' x 16'
BedroomLower level11' x 15'
BathroomSecond level6' x 6'
Primary BedroomSecond level12' x 16'
Dining roomMain level19' x 14'
KitchenMain level18' x 11'
Family roomMain level11' x 18'
Living roomMain level11' x 19'
BathroomMain level6' x 6'
BathroomMain level6' x 11'
Laundry roomMain level11' x 8'
BedroomMain level12' x 13'
EntranceMain level12' x 7'

Listing Information

MLS®
1047126
Listed
August 18, 2026
Time on market
On the market for 14 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Generation - The Neal Estate Group · Data source: CREA DDF.

Description

Set on 4.86 acres backing onto a creek and bordering Briarwood Park, 1220 Shawnigan-Mill Bay Road offers genuine country privacy within easy reach of both Mill Bay and Shawnigan Lake. The highway is five minutes away for commuters, while Kerry Park Recreation Centre, the local school, and Merridale and Unsworth Cideries are all within walking distance, with Mill Bay village shopping close by. A pull-through driveway serves an exceptional collection of outbuildings: a wired barn, a greenhouse, and an approximately 25' x 30' heated shop that is fully plumbed and wired. The barn and greenhouse each have their own water supply, and a chicken coop and fenced garden areas round out the working side of the property. The lower two acres are park-like, with well-maintained trails leading to the park boundary. Given the size and configuration of the parcel, there may be future subdivision potential for an additional lot, subject to zoning, approvals and buyer due diligence. Inside, the home carries a level of craftsmanship seldom found in newer construction, with stained-glass windows, custom built-ins and an updated kitchen that respects the character of the house. Expansive windows draw in natural light and views across the acreage. The loft-style primary retreat upstairs reads almost as a private residence, offering a real sense of separation and space. The lower level is a 6'6'' walkout basement and includes a dedicated area suited to arts and crafts, hobbies or a studio, with additional flexible space to suit changing needs. The result is an uncommon balance of acreage, privacy, functionality and character on the Malahat's doorstep. (id:63159)

Values & Trends

This listing

$713/sqft

Building average

No other active listings in this building

Mill Bay average

$627/sqft

18 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Malahat

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Frances Kelsey SecondarySecondary1.8 km
Brentwood College(Independent)Secondary2.4 km
George Bonner ElementaryElementary2.6 km
St John's Preparatory Academy Shawnigan(Independent)K-123.5 km
Shawnigan Lake(Independent)Secondary4.0 km
Evergreen Independent School(Independent)Elementary4.5 km
Discovery ElementaryElementary4.8 km
Ecole Cobble Hill ElementaryElementary5.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Briarwood Park233 m
  • Fern Ridge Park670 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($330,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,320,000.00
Periodic payment — Principal & Interest (monthly)$8,516.19
Additional monthly expenses (strata, tax, utilities, etc.)$475.92
Total monthly cost$8,992.11
Interest paid over 5-yr term$378,315.79
Balance at end of term$1,187,344.27

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$330,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,150.34

Cash Needed at Closing

Minimum down payment$330,000
Estimated BC PTT$31,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$362,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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