Property Type: TownhouseOwnership: Strata

12 8088 SPIRES GATE

Richmond, BC V6Y4J6

$948,000

3 bed4 bath1 parking1,216 sqftBuilt 2004
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Amenities

Also listed: Laundry - In Suite

Property Details

Property & Lot

Sub-type
Row / Townhouse
Frontage
0 feet

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$461/mo
Annual property tax
$3,149.03 (2025)

Interior

Heating
Baseboard heaters
Fireplace
None

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
R3118147
Listed
May 1, 2026
Time on market
On the market for 123 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Nu Stream Realty Inc. · Data source: CREA DDF.

Description

Separate rental suite potential! Located in the heart of Richmond, this spacious 3-bedroom, 3.5-bathroom home offers exceptional flexibility. Each bedroom features its own ensuite. Thoughtfully designed with 9´ ceilings, large windows for abundant natural light, and a private fenced yard. Enjoy the convenience of direct access to underground parking from your home. Beautifully & fully updated both bathrooms upstairs. Unbeatable walkability to top amenities, including Cook Elementary School, A.R. MacNeill Secondary School, Cook Neighbourhood Park, Garden City Community Park, Canada Line, transit, CF Richmond Centre, Lansdowne Centre, and Richmond Public Market. One gated parking! Pets and rentals allowed. Very well-maintained and cared home. Don't miss out!! (id:63159)

Values & Trends

This listing

$780/sqft

Building average

No other active listings in this building

Richmond average

$757/sqft

349 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Townhouse Market Stats — Richmond

Monthly figures from the Fraser Valley Real Estate Board for Richmond townhouselistings — not specific to this property.

MLS® HPI Benchmark Price

$1,035,200

Jul 2026

Average Sale Price

$995,218

Jul 2026

Monthly Sales

70

Jul 2026

Active Listings

395

Jul 2026

Sales-to-Active Ratio

18.0%

Jul 2026

Median Days to Contract

24 days

Jul 2026

MLS® HPI Benchmark Price

$1,174,700
$939,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Clear

15°C

Clear

Humidity 100%

Wind NW 5 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

209,937

(2021 Census)

+5.9% since 2016

Density: 1,629.1/km²

Dwellings: 85,035

Median household income: $79,000

After-tax: $71,000

Immigrant population: 60.3%

Top countries of origin (% of total population)

  • China22.1% · 46,490
  • Hong Kong11.6% · 24,340
  • Philippines6.5% · 13,570
  • Taiwan3.7% · 7,745
  • India2.6% · 5,380
  • United Kingdom1.1% · 2,210
  • United States of America0.8% · 1,600
  • Viet Nam0.7% · 1,510

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

52

7/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
William Cook ElementaryElementary344 m
Henry Anderson ElementaryElementary868 m
General Currie ElementaryElementary1.1 km
Station StretchElementary1.1 km
Richmond SecondaryElementary1.1 km
A.R. MacNeill SecondarySecondary1.1 km
Samuel Brighouse ElementaryElementary1.4 km
R C Palmer SecondaryElementary1.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound Cook Rd @ Cooney Rd184 m
Eastbound Cook Rd @ Eckersley Rd203 m
Eastbound Cook Rd @ Buswell St244 m
Southbound Buswell St @ Cook Rd292 m
Northbound Cooney Rd @ Westminster Hwy307 m

Nearby Places

Restaurants (5+)

  • Pizza Hut · 8340 Westminster Highway214 m
  • Phở M&K Vietnamese House · 8191 Saba Road242 m
  • YM Food LTD HK Style BBQ · 8260 Westminster Highway244 m
  • Obanhmi · 6211 Buswell Street244 m
  • Afghan Chopan Restaurant268 m

Cafes (5+)

  • Matcha Cafe Maiko · 8279 Saba Road180 m
  • Mr. Mango · 8260 Westminster Highway226 m
  • Bubble Fruity243 m
  • Peanut's Bubble Tea · 8260 Westminster Highway245 m
  • Eggette House278 m

Grocery (5+)

  • Lee Men Grocery · 8260 Westminster Highway259 m
  • Freshnote Market · 8211 Westminster Highway327 m
  • Grand Value Asian Supermarket · 8251 Westminster Highway340 m
  • PriceSmart Foods · 8200 Ackroyd Road413 m
  • Sungiven Foods · 8119 Park Road460 m

Parks (5+)

  • Lang (Saba/Buswell) Park · 8211 Saba Road213 m
  • Cook Neighbourhood School Park324 m
  • Unnamed457 m
  • Katsura Neighbourhood Park735 m
  • Garden City Community Park774 m

Shopping (3)

  • CF Richmond Centre · 6551 Number 3 Road540 m
  • Muji · 6551 Number 3 Road556 m
  • London Plaza568 m

Pharmacies (5+)

  • MJ's Pharmacy277 m
  • McCue Pharmacy · 8120 Cook Road355 m
  • Chemmart Pharmacy · 6633 Buswell Street378 m
  • Ackroyd Pharmacy · 8100 Ackroyd Road442 m
  • Shoppers Drug Mart460 m

Banks & ATMs (5+)

  • Scotiabank · 6300 Number 3 Road369 m
  • RBC · 6168 Number 3 Road388 m
  • BMO · 6088 Number 3 Road388 m
  • BOC · 115-8060 Westminster Highway408 m
  • RBC · 6400 Number 3 Road420 m

Nearby places data: © OpenStreetMap contributors.

School district: Richmond (SD38)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$758,400.00
Periodic payment — Principal & Interest (monthly)$4,892.94
Additional monthly expenses (strata, tax, utilities, etc.)$783.92
Total monthly cost$5,676.86
Interest paid over 5-yr term$217,359.62
Balance at end of term$682,183.25

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,800
Stress test qualifying rate8.09%
Payment you must qualify for$6,753.05

Cash Needed at Closing

Minimum down payment$69,800
Estimated BC PTT$16,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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