Property Type: Detached HouseOwnership: Freehold

695 Deans Drive

Kelowna, BC V1P1A1

$1,299,900

6 bed4 bath6 parking3,579 sqftBuilt 2020
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.21 acres
Frontage
65 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,307

Interior

Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Insert
Flooring
Laminate, Carpeted, Ceramic Tile, Vinyl

Exterior & Lot

Exterior features
Stucco, Other
View
City view, Lake view, Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Laundry roomBasement2'6'' x 3'0''
BedroomBasement10'9'' x 9'6''
3pc BathroomBasement5'0'' x 8'9''
BedroomBasement9'8'' x 10'11''
Living roomBasement18'0'' x 14'0''
KitchenBasement9'8'' x 8'5''
3pc BathroomBasement7'10'' x 7'3''
Mud roomBasement4'3'' x 11'1''
FoyerBasement20'10'' x 11'5''
BedroomBasement10'11'' x 11'9''
Great roomMain level16'3'' x 21'4''
Dining roomMain level10'9'' x 11'10''
Laundry roomMain level9'0'' x 7'0''
KitchenMain level18'3'' x 15'2''
4pc BathroomMain level5'6'' x 13'0''
BedroomMain level10'2'' x 12'6''
BedroomMain level10'3'' x 13'0''
5pc Ensuite bathMain level7'1'' x 14'6''
Primary BedroomMain level14'8'' x 17'0''

Listing Information

MLS®
10398135
Listed
August 18, 2026
Time on market
On the market for 13 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Okanagan · Data source: CREA DDF.

Description

Welcome to this beautifully designed 5/6-bedroom, 4-bathroom home in the sought-after Lone Pine Estates, offering stunning lake views and modern luxury throughout. Featuring 10-ft ceilings and a bright open-concept layout, the main living area is perfect for entertaining. The chef-inspired kitchen boasts quartz countertops, high-end appliances, and a seamless connection to the deck for effortless indoor-outdoor living. The spacious primary suite offers a private deck and spa-like ensuite, while the lower level includes a fully self-contained 2-bedroom legal suite, ideal for extended family or rental income. A perfect blend of style, comfort, and investment potential in one of Black Mountain’s most desirable communities (id:63159)

Values & Trends

This listing

$363/sqft

Building average

No other active listings in this building

Black Mountain average

$410/sqft

48 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
South Rutland ElementaryElementary1.6 km
Black Mountain ElementaryElementary1.7 km
Belgo Elementary SchoolElementary2.0 km
Rutland ElementaryElementary2.2 km
Rutland Senior SecondaryElementary2.4 km
Okanagan Christian School(Independent)K-122.6 km
Rutland Middle SchoolMiddle2.6 km
Quigley ElementaryElementary2.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,039,920.00
Periodic payment — Principal & Interest (monthly)$6,709.21
Additional monthly expenses (strata, tax, utilities, etc.)$787.92
Total monthly cost$7,497.13
Interest paid over 5-yr term$298,044.06
Balance at end of term$935,411.40

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,990
Stress test qualifying rate8.09%
Payment you must qualify for$9,188.44

Cash Needed at Closing

Minimum down payment$104,990
Estimated BC PTT$23,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$130,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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