Property Type: Detached HouseOwnership: Freehold

12509 Dale Meadows Road

Summerland, BC V0H1Z8

$1,295,000

4 bed3.5 bath3,055 sqftBuilt 1969
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
2.5 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,421.16

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Wood, Gas, Conventional, Unknown

Exterior & Lot

Exterior features
Other
View
Mountain view, Valley view
Pool
Above ground pool

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Carport

Room Dimensions

RoomLevelDimensions
Utility roomLower level7'3'' x 4'
SunroomLower level11' x 27'
3pc BathroomLower level5'3'' x 8'7''
Exercise roomLower level21'6'' x 12'5''
FoyerLower level12'5'' x 13'1''
Laundry roomLower level19'6'' x 13'2''
Family roomLower level20'4'' x 17'1''
BedroomLower level10'2'' x 13'3''
2pc Ensuite bathMain level6'11'' x 4'11''
4pc BathroomMain level6'11'' x 7'1''
BedroomMain level9'6'' x 11'1''
BedroomMain level9'6'' x 11'1''
Primary BedroomMain level11'9'' x 12'4''
Dining roomMain level11'9'' x 21'7''
Living roomMain level21'5'' x 16'9''
KitchenMain level9'6'' x 15'

Listing Information

MLS®
10393291
Listed
June 30, 2026
Time on market
On the market for 62 days
Data last synced
August 28, 2026

Listing provided by: Parker Real Estate · Data source: CREA DDF.

Description

Discover this 2.5-acre farmstead in the heart of Dale Meadows, surrounded by picturesque meadows, rolling orchards, and breathtaking views of the valley and Giants Head Mountain. The home has been tastefully updated inside and out with new exterior siding, windows and doors, plumbing fixtures, flooring, trim and moldings. Approximately 3000 sq. ft. of living space offering 4 bedrooms and 2.5 bathrooms, vaulted ceilings, a gas fireplace in the spacious rec room, versatile flex space, and a large mudroom conveniently connected to a covered sun room. Enjoy outdoor living with a covered patio overlooking the grassy property with above ground pool and flourishing sunflower patch in the distance. With excellent sun exposure throughout the day, this property is ideal for both farming and family living. Additional highlights include ample parking, a carport, a workshop, three stall barn, and a peaceful creek. (id:63159)

Values & Trends

This listing

$424/sqft

Building average

No other active listings in this building

Main Town average

$477/sqft

33 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 59%

Wind W 8 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Summerland Montessori School(Independent)Elementary1.2 km
Summerland SecondaryK-121.9 km
Unisus Senior School(Independent)Secondary1.9 km
Unisus Junior School(Independent)Elementary1.9 km
Trout Creek ElementaryElementary5.7 km
Naramata ElementaryElementary7.6 km
West Bench ElementaryElementary11.0 km
Queens Park ElementaryElementary12.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,036,000.00
Periodic payment — Principal & Interest (monthly)$6,683.92
Additional monthly expenses (strata, tax, utilities, etc.)$521.43
Total monthly cost$7,205.35
Interest paid over 5-yr term$296,920.58
Balance at end of term$931,885.35

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,500
Stress test qualifying rate8.09%
Payment you must qualify for$9,154.53

Cash Needed at Closing

Minimum down payment$104,500
Estimated BC PTT$23,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$129,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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