Property Type: Detached HouseOwnership: Freehold

1617 Simon Pl

Cowichan Bay, BC V0R1N1

$999,999

3 bed3 bath5 parking2,977 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
House
Lot size
8,551 square feet
Zoning
Residential

R-3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,190.19

Interior

Heating
Heat Pump, Electric, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Building

Parcel ID (PID)
025-971-964

Parking

Total spaces
5

Room Dimensions

RoomLevelDimensions
Living roomLower level15'5 x 9'1
BedroomLower level12'5 x 9'5
BathroomLower level4-Piece
KitchenLower level9'7 x 12'5
StorageLower level4'4 x 10'3
OtherLower level14'11 x 16'2
Recreation roomLower level22'10
Laundry roomMain level8'5 x 6'3
EnsuiteMain level4-Piece
BathroomMain level4-Piece
BedroomMain level9'7 x 9'7
Primary BedroomMain level14'4 x 12'9
EntranceMain level8'1
Living roomMain level19'10 x 14'10
Dining nookMain level6'5 x 7'1
Dining roomMain level14'9
KitchenMain level14'4 x 13'5

Listing Information

MLS®
1044385
Listed
July 28, 2026
Time on market
On the market for 34 days
Data last synced
August 31, 2026

Listing provided by: Sutton Group-West Coast Realty (Dunc) · Data source: CREA DDF.

Description

Welcome to this beautifully maintained main-level entry home with a walkout basement, offering exceptional comfort, versatility, and a truly remarkable outdoor setting. Designed for effortless main-level living, this spacious home features 3 bedrooms and 3 bathrooms. The main floor includes 2 generous bedrooms and 2 bathrooms, highlighted by an oversized primary retreat with a walk-in closet and a spa-inspired ensuite with heated floors. An updated 4-piece bathroom features a modern walk-in shower, while the renovated living room with a natural gas fireplace creates a warm, inviting atmosphere. The bright kitchen overlooks the professionally landscaped backyard, offering beautiful garden views. Additional features include a ductless heat pump for efficient heating and cooling, central vacuum, natural gas BBQ hookup, automatic irrigation, and heated floors in both the ensuite and lower suite bathroom. The walkout lower level offers a large recreation room, an oversized office or games room, excellent storage, and a beautifully finished one-bedroom suite with a gorgeous kitchen, heated floor, a stylish 3-piece bathroom, and private entrance. The suite can also be sold vacant or furnished, making it ideal for extended family or multi-generational living. Outside, discover an extraordinary backyard featuring professionally landscaped gardens, a miniature garden railway with waterfalls, bridges, tunnels, and three inviting outdoor entertaining spaces. The train and exterior railway system are negotiable. Completing the property is a double garage, RV parking, and outstanding curb appeal. This rare offering combines exceptional main-level living with flexible space and a one-of-a-kind outdoor experience. (id:63159)

Values & Trends

This listing

$336/sqft

Building average

No other active listings in this building

Cowichan Bay average

$577/sqft

17 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bench ElementaryElementary682 m
Sunrise Waldorf School(Independent)Elementary/Middle2.8 km
Ecole Cobble Hill ElementaryElementary5.0 km
Evergreen Independent School(Independent)Elementary5.4 km
Noorunissa Montessori Academy of Canada(Independent)Elementary6.2 km
Queen of Angels School(Independent)Elementary/Middle6.9 km
Des CascadesElementary7.3 km
Maple Bay ElementaryElementary7.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • The Masthead732 m

Parks (5+)

  • Kingscote Heritage Trail77 m
  • Longwood Ravine Park481 m
  • Longwood Road Park505 m
  • Kennedy Lane Pathway535 m
  • Botwood Lane Park634 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($75,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,999.00
Periodic payment — Principal & Interest (monthly)$5,161.32
Additional monthly expenses (strata, tax, utilities, etc.)$581.52
Total monthly cost$5,742.84
Interest paid over 5-yr term$229,282.01
Balance at end of term$719,601.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$75,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,112.92

Cash Needed at Closing

Minimum down payment$75,000
Estimated BC PTT$18,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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