Property Type: Detached HouseOwnership: Freehold

1726B Pavenham Rd

Cowichan Bay, BC V0R1N1

$1,050,000

4 bed4 bath6 parking2,673 sqftBuilt 2004
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Property Details

Property & Lot

Sub-type
House
Lot size
11,848 square feet
Zoning
Residential

R3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,832.57

Interior

Heating
Other, Other
Cooling / A/C
Wall unit
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
PatioLower level23' x 11'
Laundry roomLower level5' x 13'
BathroomLower level7' x 8'
KitchenLower level11' x 6'
BedroomLower level10' x 11'
Recreation roomLower level21' x 15'
EntranceMain level8' x 6'
BathroomMain level7' x 5'
Living roomMain level23' x 16'
KitchenMain level12' x 15'
Dining roomMain level22' x 16'
PorchMain level6' x 13'
BedroomSecond level17' x 12'
BedroomSecond level9' x 12'
EnsuiteSecond level9' x 15'
Primary BedroomSecond level14' x 17'
BathroomSecond level7' x 9'
Laundry roomSecond level3' x 6'

Listing Information

MLS®
1047349
Listed
August 20, 2026
Time on market
On the market for 12 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Stunning OCEAN VIEWS welcome you to your dream craftsman character home! Located in the heart of Cowichan Bay—steps to artisan cafés, bakeries & waterfront restaurants, with the marina, boardwalk & Cowichan Estuary just a stroll away. Completely renovated & brought up to code in 2005, and meticulously maintained ever since. Leaded windows nod to the home's craftsman roots, while radiant floor heat & 2 mini-splits keep it comfortable year-round & bright natural light fills the living spaces. The yard is a true oasis—lovingly maintained—offering privacy, & mature gardens. A self-contained rental suite w/ private laundry adds flexibility for extended family, guests or income potential. Extensively updated inside & out, including new fencing, exterior paint, front stairs & landing, vinyl decking, an upgraded kitchen, railings & retaining wall. CVRD sewer, water & garbage. Lies within Bench School District and is close to everything Cowichan Bay & the Valley offer—this one won't last! (id:63159)

Values & Trends

This listing

$393/sqft

Building average

No other active listings in this building

Cowichan Bay average

$574/sqft

17 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bench ElementaryElementary1.1 km
Sunrise Waldorf School(Independent)Elementary/Middle2.6 km
Ecole Cobble Hill ElementaryElementary5.3 km
Evergreen Independent School(Independent)Elementary5.7 km
Noorunissa Montessori Academy of Canada(Independent)Elementary5.7 km
Queen of Angels School(Independent)Elementary/Middle6.4 km
Des CascadesElementary6.8 km
Maple Bay ElementaryElementary7.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • The Masthead397 m
  • Rock Cod Cafe473 m
  • The Vine512 m

Cafes (1)

  • The Udder Guys523 m

Parks (5+)

  • Kennedy Lane Pathway208 m
  • Cowichan Bay Village Walkway334 m
  • Stephanies Stroll348 m
  • Botwood Lane Park407 m
  • Vee Road Trail456 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($80,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$840,000.00
Periodic payment — Principal & Interest (monthly)$5,419.39
Additional monthly expenses (strata, tax, utilities, etc.)$620.05
Total monthly cost$6,039.44
Interest paid over 5-yr term$240,746.41
Balance at end of term$755,582.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$80,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,458.96

Cash Needed at Closing

Minimum down payment$80,000
Estimated BC PTT$19,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$100,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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