Property Type: Detached HouseOwnership: Freehold

1876 Wessex Rd

Duncan, BC V0R1N1

$1,095,000

4 bed3 bath6 parking2,649 sqftBuilt 1987
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Property Details

Property & Lot

Sub-type
House
Lot size
0.66 acres
Zoning
Residential

R2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,091

Interior

Heating
Heat Pump, Electric, Wood
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Exterior & Lot

View
Ocean view

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
PatioLower level11'8 x 36'5
Laundry roomLower level6'1 x 8'5
KitchenLower level11'5 x 8'1
Living roomLower level20'4 x 13'7
DenLower level9'6 x 6'6
BathroomLower level7'7
BedroomLower level11'11 x 13'3
BedroomLower level18'10 x 13'3
Laundry roomMain level12'8
EntranceMain level14'1
BathroomMain level8'1 x 8'11
BedroomMain level10'7 x 12'3
EnsuiteMain level7'7 x 6'8
Primary BedroomMain level13'5 x 20'1
KitchenMain level12'8
Dining roomMain level11'2 x 12'8
Living roomMain level19'10 x 14'1

Listing Information

MLS®
1036866
Listed
May 14, 2026
Time on market
On the market for 109 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. (Cow Vall) · Data source: CREA DDF.

Description

Perched above Hecate Park overlooking Cowichan Bay this private 2,600+ sqft 4 bed 3 bath home offers sweeping ocean views towards Mt. Tzouhalem and SaltSpring Island. The main floor boasts a bright and spacious living room w/ wood floors, fireplace & vaulted ceiling. The adjacent dining room & updated kitchen are well laid-out & take advantage of the view. The deck is perfect for entertaining & enjoying sunsets. The primary bedroom and ensuite also offer amazing views. The 2nd bedroom makes for the perfect home office. Downstairs is an additional bedroom & storage. Seperate entrance to a 1 bedroom & den 750 sqft ocean view suite includes laundry and a covered patio, . Large garage/workshop has roughed-in plumbing for a future bathroom. MOT permit for driveway off Cowichan Bay Road opens door to building a carriage house. Easily managed yard & gardens. A short stroll to the beach, restaurants, marina, kayaking and shopping. This is the Vancouver Island lifestyle! (id:63159)

Values & Trends

This listing

$413/sqft

Building average

No other active listings in this building

Cowichan Bay average

$827/sqft

1 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 92%

Wind SSW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bench ElementaryElementary2.1 km
Sunrise Waldorf School(Independent)Elementary/Middle2.5 km
Noorunissa Montessori Academy of Canada(Independent)Elementary4.8 km
Queen of Angels School(Independent)Elementary/Middle5.5 km
Des CascadesElementary5.8 km
Duncan Christian School(Independent)K-126.2 km
Ecole Cobble Hill ElementaryElementary6.2 km
Maple Bay ElementaryElementary6.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • The Vine553 m
  • Rock Cod Cafe612 m

Cafes (1)

  • The Udder Guys537 m

Parks (5+)

  • Hecate Park113 m
  • Cowichan Bay Marine Gateway127 m
  • Cannery Trail166 m
  • Cowichan Bay Boat Launch274 m
  • Wessex Ravine Park416 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$876,000.00
Periodic payment — Principal & Interest (monthly)$5,651.65
Additional monthly expenses (strata, tax, utilities, etc.)$556.25
Total monthly cost$6,207.90
Interest paid over 5-yr term$251,064.12
Balance at end of term$787,964.83

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,770.39

Cash Needed at Closing

Minimum down payment$84,500
Estimated BC PTT$19,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$105,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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