Property Type: Detached HouseOwnership: Freehold

1721 Wilmot Rd

Cowichan Bay, BC V0R1N1

$1,150,000

3 bed2 bath2 parking2,184 sqftBuilt 1977
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Property Details

Property & Lot

Sub-type
House
Lot size
5,227 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,151.8

Interior

Heating
Baseboard heaters, Electric, Other
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
WorkshopLower level12'6 x 22'0
BathroomLower level3-Piece
Dining roomAdditional Accommodation10'5 x 13'5
Living roomAdditional Accommodation10'5 x 10'10
KitchenAdditional Accommodation7'0 x 8'6
Primary BedroomAdditional Accommodation13'2 x 14'8
StorageLower level10'3 x 11'9
EntranceMain level6'11 x 9'10
BathroomMain level4-Piece
BedroomMain level9'6 x 10'1
Primary BedroomMain level12'9 x 14'3
Dining roomMain level8'8 x 12'5
Living roomMain level16'7 x 17'8
KitchenMain level12'5 x 13'4

Listing Information

MLS®
1040833
Listed
June 18, 2026
Time on market
On the market for 74 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Island Properties (DU) · Data source: CREA DDF.

Description

Ocean View Home In The Heart Of Cowichan Bay. This is not a drive by! This home has been totally renovated with high-end finishing throughout incl Italian imported kitchen & tile radiant floor. The beautiful kitchen has Corian countertops & high end appliances. An open concept main floor with sliding doors to the large deck & view of the mountains & ocean views. The heated floor throughout keeps it nice & warm. There are 2 big bedrooms on this floor, as well as a 4 pc bath with a big shower & Toto Japanese bidet. The railing for the stairs is from a local Salt Spring Artist. Downstairs has a Suite with kitchen & in suite laundry, ideal for guests or rental income. Outside you will find a carport & extra boat/RV parking. A fully fenced yard with garden beds, fruit trees, grapes & a shed. Other features inc custom solid fir doors, stretched ceilings, in-house workshop, roughed in for hot tub, h&c outside tap. Walk to Cowichan Bay village for shops, restaurants, kayaking and boating. (id:63159)

Values & Trends

This listing

$527/sqft

Building average

No other active listings in this building

Cowichan Bay average

$566/sqft

17 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bench ElementaryElementary1.3 km
Sunrise Waldorf School(Independent)Elementary/Middle2.8 km
Ecole Cobble Hill ElementaryElementary5.6 km
Noorunissa Montessori Academy of Canada(Independent)Elementary5.7 km
Evergreen Independent School(Independent)Elementary5.9 km
Queen of Angels School(Independent)Elementary/Middle6.2 km
Des CascadesElementary6.7 km
Maple Bay ElementaryElementary6.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • The Masthead93 m
  • Rock Cod Cafe265 m
  • The Vine323 m

Cafes (1)

  • The Udder Guys338 m

Parks (5+)

  • Cowichan Bay Village Walkway41 m
  • Kennedy Lane Pathway118 m
  • Botwood Lane Park159 m
  • Stephanies Stroll326 m
  • Pritchard Road Trail523 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($90,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$920,000.00
Periodic payment — Principal & Interest (monthly)$5,935.53
Additional monthly expenses (strata, tax, utilities, etc.)$538.32
Total monthly cost$6,473.84
Interest paid over 5-yr term$263,674.64
Balance at end of term$827,542.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$90,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,151.03

Cash Needed at Closing

Minimum down payment$90,000
Estimated BC PTT$21,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$112,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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