Property Type: Detached HouseOwnership: Freehold

1649 Charlton Rd

Saanich, BC V9E2C8

$2,658,000

5 bed3 bath10 parking3,490 sqftBuilt 1979
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Property Details

Property & Lot

Sub-type
House
Lot size
5 acres
Zoning
Agricultural

A-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,184.92

Interior

Heating
Heat Pump, Wood
Cooling / A/C
Air Conditioned, See Remarks
Fireplace
Yes (2)

Exterior & Lot

View
Mountain view, Valley view

Parking

Total spaces
10

Room Dimensions

RoomLevelDimensions
Laundry roomMain level8'0 x 18'0
StorageMain level5'0 x 10'0
BedroomMain level14'5 x 10'0
BathroomMain level8'0 x 10'0
BedroomMain level14'0 x 14'0
EntranceMain level12'5 x 16'0
Games roomMain level20'0 x 15'0
BedroomSecond level10'5 x 14'0
BedroomSecond level10'5 x 10'5
BathroomSecond level7'5 x 10'2
BathroomSecond level5'5 x 7'5
Primary BedroomSecond level14'0 x 14'0
Family roomSecond level19'0 x 12'0
KitchenSecond level14'0 x 17'0
Dining roomSecond level14'0 x 12'0
Great roomSecond level23'0 x 23'0

Listing Information

MLS®
1044321
Listed
July 27, 2026
Time on market
On the market for 35 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Oceanside Real Estate · Data source: CREA DDF.

Description

Step into a pastoral reverie, where the golden sun sweeps across five acres of gently undulating earth—a place where each sunrise feels hand-painted and every breeze whispers of possibility. An enchanting hobby farm awaits, cradled in southern light and perfectly zoned for your agricultural vision.This rare south-facing sanctuary, mere minutes from Victoria General —is a seamless union of rural serenity and urban ease. As you arrive, your gaze falls upon a home, lovingly created in 1979 and reborn in 2020, its 3800 sqft offers promise of comfort, warmth, and renewal. Five bedrooms and 3 baths invite family laughter and quiet refuge, while a welcoming hearth gathers souls after days well-spent on the land. Beyond the front door, the world unfurls: white fenced pastures, lush and rolling, beckon for hooves or the rustle of ripening crops. A cheerful creek traces the property’s northern edge, its song soft and inviting, nurturing dreams of berry patches and abundant gardens. Here, the land is not just maintained—it is cherished with care, and crowned with southern exposure. A barn, sturdy and proud with three stalls stands ready for horses or other companions, complete with electricity, water, and a hay loft. Fenced gardens, a woodshed, and a covered storage shed ensure every tool and seed has its place, while ample parking welcomes both guests and adventure. Imagine wandering the meadows at dawn, the mist lifting as you plan the day’s tending. Picture afternoons beside the creek, and twilight beside a glowing fire, the city lights just beyond the horizon but the stars brighter here. Such places are seldom offered; rarer still is a life so beautifully balanced between country freedom and city convenience. If you’ve dreamed of a home where your ambitions can grow as wildly as berries on the slope, 1649 Charlton Rd is ready to welcome you—roots and wings alike. (id:63159)

Values & Trends

This listing

$762/sqft

Building average

No other active listings in this building

Granville average

$804/sqft

4 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Strawberry Vale ElementaryElementary1.4 km
Discovery School(Independent)K-121.8 km
Eagle View ElementaryElementary1.8 km
Northridge ElementaryElementary2.5 km
View Royal ElementaryElementary2.8 km
Ecole Marigold SchoolElementary3.0 km
Spectrum CommunitySecondary3.0 km
St Joseph's Catholic(Independent)Elementary3.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Charlton Park376 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($531,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,126,400.00
Periodic payment — Principal & Interest (monthly)$13,718.81
Additional monthly expenses (strata, tax, utilities, etc.)$607.08
Total monthly cost$14,325.89
Interest paid over 5-yr term$609,432.35
Balance at end of term$1,912,703.68

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$531,600
Stress test qualifying rate8.09%
Payment you must qualify for$16,351.27

Cash Needed at Closing

Minimum down payment$531,600
Estimated BC PTT$57,740
Legal / closing costs (typical estimate)$1,500
Total cash needed$590,840

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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