Property Type: Detached HouseOwnership: Freehold

5025 Genoa Bay Rd

Duncan, BC V9L5Y6

$1,250,900

3 bed3 bath5 parking2,693 sqftBuilt 1989
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Property Details

Property & Lot

Sub-type
House
Lot size
15,072 square feet
Zoning
Residential

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,857.06

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Dryer

Exterior & Lot

View
Mountain view, Ocean view
Waterfront
Waterfront on ocean
Lot features
Other, Marine Oriented, Moorage

Building

Parcel ID (PID)
003-593-886

Parking

Total spaces
5

Room Dimensions

RoomLevelDimensions
StorageLower level
StorageLower level
Family roomLower level
EnsuiteSecond level3-Piece
BedroomSecond level
EnsuiteSecond level5-Piece
Primary BedroomSecond level
BathroomMain level2-Piece
Laundry roomMain level
BedroomMain level
Dining roomMain level
Living roomMain level
Dining nookMain level
KitchenMain level
EntranceMain level

Listing Information

MLS®
1043237
Listed
July 16, 2026
Time on market
On the market for 46 days
Data last synced
September 1, 2026

Listing provided by: Sotheby's International Realty Canada (Vic2) · Data source: CREA DDF.

Description

Embrace the essence of West Coast living in this stunning oceanfront residence, perfectly perched on a 0.35-acre lot with uninterrupted panoramic views of beautiful Genoa Bay. With 1/3 shared ownership of a private dock that holds legal foreshore tenure, this property offers dock space suitable for a boat up to 35 feet—an ideal retreat for those who love life on the water. Spanning 2,693 sq. ft., the home has been thoughtfully designed to maximize ocean views from nearly every room, as well as from all three outdoor decks. The main floor welcomes you with soaring vaulted ceilings in the living room, a cozy fireplace, and an open dining area. The kitchen includes abundant cabinetry, a bright breakfast nook with a large picture window, and access to a spacious deck where the scenic outlook is nothing short of spectacular. Also on the main level are a generous bedroom, a 2-piece bath, and a convenient laundry room. Upstairs, the primary suite is a tranquil retreat with a large 5-piece ensuite and access to a sun-drenched upper deck—a perfect spot for morning coffee or evening stargazing. A second bedroom on this floor also features its own 3-piece ensuite and shares access to the upper deck. The open-air hallway offers views of the main living space below, enhancing the home’s bright and airy feel. The lower level is a flexible space currently used as a family room but could easily function as a home office, studio, or hobby area. It includes walk-out access to the yard and two finished storage rooms for added convenience. Recent updates provide peace of mind and enhance the home’s curb appeal, including a new front entry door, metal roof, windows and exterior doors, fresh paint, gutters, and downspouts. Outside, the low-maintenance yard allows more time for recreation and relaxation. Just a 2-minute stroll leads to public beach access, the Genoa Bay Marina, and the beloved Genoa Bay Café. This offering delivers it all in a most picturesque setting. (id:63159)

Values & Trends

This listing

$465/sqft

Building average

No other active listings in this building

East Duncan average

$469/sqft

72 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bench ElementaryElementary3.2 km
Sunrise Waldorf School(Independent)Elementary/Middle5.2 km
Maple Bay ElementaryElementary5.4 km
Queen of Angels School(Independent)Elementary/Middle6.0 km
Noorunissa Montessori Academy of Canada(Independent)Elementary7.0 km
Des CascadesElementary7.1 km
Duncan Christian School(Independent)K-127.1 km
Ecole Cobble Hill ElementaryElementary7.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Genoa Bay Café · 5000 Genoa Bay Road133 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($100,090) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,000,720.00
Periodic payment — Principal & Interest (monthly)$6,456.31
Additional monthly expenses (strata, tax, utilities, etc.)$706.42
Total monthly cost$7,162.73
Interest paid over 5-yr term$286,809.23
Balance at end of term$900,150.88

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$100,090
Stress test qualifying rate8.09%
Payment you must qualify for$8,849.33

Cash Needed at Closing

Minimum down payment$100,090
Estimated BC PTT$23,018
Legal / closing costs (typical estimate)$1,500
Total cash needed$124,608

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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