Property Type: Detached HouseOwnership: Freehold

1745 Pavenham Rd

Cowichan Bay, BC V0R1N1

$950,000

6 bed4 bath4 parking3,381 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
House
Lot size
0.5 acres
Zoning
Residential

R-3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,049

Interior

Heating
Electric, Other
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
StudioOther23'4 x 13'10
WorkshopOther23'1 x 23'2
BedroomLower level10'9 x 10'4
BathroomLower level3-Piece
BedroomLower level10'10 x 10'11
Living roomLower level14'3 x 10'0
KitchenLower level16'8 x 12'11
Laundry roomLower level13'5 x 9'11
EnsuiteSecond level4-Piece
Primary BedroomSecond level15'6 x 10'11
BathroomSecond level4-Piece
BedroomSecond level11'4 x 11'0
BedroomSecond level9'7 x 11'0
BedroomSecond level9'1 x 11'0
OfficeSecond level5'9 x 10'0
Family roomMain level15'6 x 10'11
Laundry roomMain level7'6 x 7'6
Dining nookMain level7'3 x 12'11
BathroomMain level2-Piece
KitchenMain level14'4 x 10'0
Dining roomMain level17'10 x 11'0
Living roomMain level14'9 x 11'0
EntranceMain level6'9 x 10'0

Listing Information

MLS®
1034794
Listed
May 8, 2026
Time on market
On the market for 115 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Duncan Realty · Data source: CREA DDF.

Description

This 3410 SF Cowichan Bay residence offers three levels of flexible living space, including a separate space ideal for family, rental income or visitors. The home provides 5/6 bedrooms & 3.5 bathrooms, with some updated exterior paint & numerous improvements inside & out since last on the market. Wood & tile flooring is found through most of the main & second storey of this home, complemented by 9' ceilings on the main & lower levels. The home has an in-floor radiant heating system, 200 AMP service, built-in vac, woodstove, storage room, large deck & attached double garage. The main floor features cozy family room, living room & entertainment sized dining room. The 0.5 acre lot features mature trees & a parklike setting. A detached shop with garage bays (589 SF) & a studio above (353 SF) adds versatility. Subdivision potential may be possible when municipal services are upgraded. Bench School district & walking distance to the many amenities of Cowichan Bay. (id:63159)

Values & Trends

This listing

$281/sqft

Building average

No other active listings in this building

Cowichan Bay average

$581/sqft

17 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bench ElementaryElementary1.3 km
Sunrise Waldorf School(Independent)Elementary/Middle2.5 km
Ecole Cobble Hill ElementaryElementary5.4 km
Noorunissa Montessori Academy of Canada(Independent)Elementary5.6 km
Evergreen Independent School(Independent)Elementary5.8 km
Queen of Angels School(Independent)Elementary/Middle6.3 km
Des CascadesElementary6.7 km
Maple Bay ElementaryElementary6.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Rock Cod Cafe361 m
  • The Masthead363 m
  • The Vine387 m

Cafes (1)

  • The Udder Guys394 m

Parks (5+)

  • Stephanies Stroll191 m
  • Kennedy Lane Pathway250 m
  • Vee Road Trail312 m
  • Cowichan Bay Village Walkway330 m
  • Wessex Ravine Park Trail Connection385 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($70,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$760,000.00
Periodic payment — Principal & Interest (monthly)$4,903.26
Additional monthly expenses (strata, tax, utilities, etc.)$673.08
Total monthly cost$5,576.35
Interest paid over 5-yr term$217,818.18
Balance at end of term$683,622.46

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$70,000
Stress test qualifying rate8.09%
Payment you must qualify for$6,766.89

Cash Needed at Closing

Minimum down payment$70,000
Estimated BC PTT$17,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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