Property Type: Detached HouseOwnership: Freehold

1775 Swainson Road

Kelowna, BC V1P1C5

$1,350,000

5 bed2 bath2,181 sqftBuilt 1955
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
2.48 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,408

Interior

Heating
Forced air
Fireplace
None

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level12' x 10'
BedroomMain level10' x 8'
BedroomMain level10' x 8'
KitchenMain level10' x 10'
Living roomMain level14' x 12'
4pc BathroomMain level8' x 5'
BedroomBasement12' x 10'
BedroomBasement11' x 9'
KitchenBasement10' x 10'
4pc BathroomBasement8' x 5'
Living roomBasement11' x 10'

Listing Information

MLS®
10386319
Listed
May 6, 2026
Time on market
On the market for 117 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX City Realty · Data source: CREA DDF.

Description

Set on approximately 2.48 private acres, this unique property offers a beautiful home with 3 bed 1 bath on main floor and in-law suite with 2 bed 1 bath as mortgage helper. This acreage offers privacy with beautiful mountain views yet you are just minutes from downtown Ruthland, UBCO, Orchard park shopping centre and downtown Kelowna. The main floor offer hardwood floor. The bright kitchen with breakfast bar opening on the dining and living room. This property offer a country lifestyle only minutes away from the city. Book your private showing today. (id:63159)

Values & Trends

This listing

$619/sqft

Building average

No other active listings in this building

Black Mountain average

$405/sqft

48 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Rutland ElementaryElementary1.9 km
South Rutland ElementaryElementary2.2 km
Rutland Senior SecondaryElementary2.4 km
Rutland Middle SchoolMiddle2.6 km
Black Mountain ElementaryElementary2.7 km
Belgo Elementary SchoolElementary2.9 km
Pearson Road ElementaryElementary3.5 km
Okanagan Christian School(Independent)K-123.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Birkdale Park736 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($110,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,080,000.00
Periodic payment — Principal & Interest (monthly)$6,967.79
Additional monthly expenses (strata, tax, utilities, etc.)$476.33
Total monthly cost$7,444.13
Interest paid over 5-yr term$309,531.10
Balance at end of term$971,463.49

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$110,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,535.17

Cash Needed at Closing

Minimum down payment$110,000
Estimated BC PTT$25,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$136,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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