Property Type: Detached HouseOwnership: Freehold

411 Prestwick Street

Kelowna, BC V1P1T1

$1,273,000

5 bed3 bath5 parking2,894 sqftBuilt 2017
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.32 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,623

Interior

Basement
Full
Heating
Forced air, Electric, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Vinyl, Wood

Exterior & Lot

Exterior features
Other
View
Lake view, Mountain view, Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
5 — covered indicated
Features
Attached Garage, Oversize, Heated Garage

Room Dimensions

RoomLevelDimensions
KitchenSecond level12'10'' x 10'5''
Laundry roomSecond level7'7'' x 5'10''
Full bathroomSecond level4'10'' x 8'8''
BedroomSecond level10'9'' x 10'11''
BedroomSecond level10'9'' x 12'2''
5pc Ensuite bathSecond level8'11'' x 9'11''
Primary BedroomSecond level12'11'' x 13'11''
Dining roomSecond level11'2'' x 10'5''
Living roomSecond level28'0'' x 15'1''
Laundry roomMain level3'5'' x 7'5''
DenMain level12'11'' x 10'2''
Full bathroomMain level7'9'' x 4'10''
Living roomMain level18'6'' x 12'5''
KitchenMain level15'3'' x 12'10''
BedroomMain level12'5'' x 14'0''
BedroomMain level11'5'' x 11'7''

Listing Information

MLS®
10389738
Listed
June 3, 2026
Time on market
On the market for 89 days
Data last synced
August 28, 2026

Listing provided by: Stilhavn Real Estate Services · Data source: CREA DDF.

Description

Located on a quiet cul-de-sac in beautiful Black Mountain, 411 Prestwick Street offers elevated Okanagan living with stunning views, premium finishes, and exceptional functionality. This custom-built 5-bedroom, 3-bathroom home offers a large, private, pool-sized yard, RV parking, extra parking, and a 2-bedroom legal suite. The main level features a bright, open-concept floor plan with large windows, spacious patios, and beautiful views of the mountains, vineyards and lake. The gourmet kitchen includes quartz countertops, a large island, pantry, and a well-appointed laundry room. The primary bedroom offers a walk-in closet and 5-piece ensuite, along with two additional generous-sized bedrooms and a full bathroom. The lower level includes a large office or potential 6th bedroom, a stunning foyer, and an oversized double garage. The 2-bedroom legal suite has a separate entrance, private patio, fenced yard, full bathroom, and spacious living areas. A fantastic financial advantage, the legal suite is currently rented for $1,900/month plus utilities, helping towards your monthly mortgage by approximately $2,000. Walking distance to Black Mountain Golf Club and nearby trails, it is just 10 minutes to Kelowna and approximately 40 minutes to Big White. This custom-built home with high-quality finishes inside and out is a must-see. (id:63159)

Values & Trends

This listing

$440/sqft

Building average

No other active listings in this building

Black Mountain average

$409/sqft

48 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Black Mountain ElementaryElementary1.9 km
South Rutland ElementaryElementary2.3 km
Rutland ElementaryElementary2.4 km
Rutland Senior SecondaryElementary2.8 km
Belgo Elementary SchoolElementary2.8 km
Rutland Middle SchoolMiddle3.0 km
Okanagan Christian School(Independent)K-123.4 km
Quigley ElementaryElementary3.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Birkdale Park212 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($102,300) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,018,400.00
Periodic payment — Principal & Interest (monthly)$6,570.37
Additional monthly expenses (strata, tax, utilities, etc.)$696.92
Total monthly cost$7,267.29
Interest paid over 5-yr term$291,876.37
Balance at end of term$916,054.09

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$102,300
Stress test qualifying rate8.09%
Payment you must qualify for$9,002.27

Cash Needed at Closing

Minimum down payment$102,300
Estimated BC PTT$23,460
Legal / closing costs (typical estimate)$1,500
Total cash needed$127,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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