Property Type: Detached HouseOwnership: Freehold

1800 20 Street

Vernon, BC V1T9B6

$599,000

2 bed2.5 bath5 parking1,080 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.28 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,246

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Laminate, Carpeted

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
5

Room Dimensions

RoomLevelDimensions
Full bathroomMain level7'5'' x 6'9''
BedroomMain level9'1'' x 10'5''
Partial ensuite bathroomMain level5'4'' x 5'3''
Primary BedroomMain level13'6'' x 14'3''
Dining roomMain level8' x 12'1''
KitchenMain level11'11'' x 14'6''
Living roomMain level17'2'' x 14'7''

Listing Information

MLS®
10385580
Listed
May 6, 2026
Time on market
On the market for 117 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vernon · Data source: CREA DDF.

Description

This well-maintained 2-bedroom, 2-bathroom rancher offers comfortable, single-level living—ideal for those seeking a stair-free home with a practical, easy-to-manage layout. The spacious kitchen flows seamlessly into the bright living area, where large bay windows and vaulted ceilings fill the space with natural light. Recent upgrades provide added peace of mind, including a newer hot water tank, AC, furnace along with updated PEX plumbing. Step outside to enjoy a private patio and a generous, flat yard showcasing unobstructed city views—perfect for relaxing or entertaining. Additional highlights include convenient RV parking and excellent accessibility throughout. Ideally located close to schools, parks, shopping, and transit, this home combines comfort, convenience, and lifestyle in one inviting package. (id:63159)

Values & Trends

This listing

$555/sqft

Building average

No other active listings in this building

East Hill average

$360/sqft

34 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Vernon SecondaryElementary537 m
Alternative Learning ProgramSecondary726 m
St James(Independent)Elementary1.0 km
Hillview ElementaryElementary1.4 km
Ecole Beairsto ElementaryElementary1.4 km
Silver Star ElementaryElementary1.5 km
Mission Hill ElementaryElementary1.7 km
W.L. Seaton SecondarySecondary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (1)

  • Save-On-Foods438 m

Parks (3)

  • 19th Avenue Tot Lot · 1904 19 Avenue111 m
  • Coursier Park766 m
  • Armoury Park786 m

Shopping (1)

  • Polson Place Mall477 m

Gyms (1)

  • Fitness West · 2203 Highway 6240 m

Pharmacies (1)

  • Shoppers Drug Mart400 m

Banks & ATMs (1)

  • RBC332 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (strata, tax, utilities, etc.)$324.50
Total monthly cost$3,416.14
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,337.73

Cash Needed at Closing

Minimum down payment$34,900
Estimated BC PTT$9,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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