Property Type: Condo / ApartmentOwnership: Strata

204 1514 Church Ave

Saanich, BC V8P0A3

$539,000

2 bed2 bath1 parking991 sqftBuilt 2007
Get Directions

Property Details

Property & Lot

Sub-type
Apartment
Lot size
991 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$619/mo
Annual property tax
$2,800.02

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomMain level9' x 14'
EnsuiteMain level3-Piece
BathroomMain level4-Piece
Primary BedroomMain level10' x 15'
KitchenMain level9' x 11'
Living roomMain level10' x 17'
EntranceMain level4' x 9'

Listing Information

MLS®
1037724
Listed
May 21, 2026
Time on market
On the market for 102 days
Data last synced
August 28, 2026

Listing provided by: The Agency · Data source: CREA DDF.

Description

Welcome to The Julia, where space, comfort, and everyday convenience come together in one of Saanich’s most practical locations. This 991 sq. ft. 2 bed, 2 bath home offers a smart, livable floor plan with quality finishings throughout, including granite countertops, hardwood flooring, stainless steel appliances, crown moulding, and a large private balcony. The building offers secure underground parking, wheelchair access, bike storage, and a sunny south-facing rooftop garden gazebo, adding a quiet outdoor space to enjoy. Set along the Shelbourne corridor, this location offers easy access to UVic, Camosun College, and everyday amenities at Shelbourne Plaza, with parks, recreation, and transit all nearby. A well-rounded home offering comfortable living and strong long-term potential in a consistently sought-after area. (id:63159)

Values & Trends

This listing

$544/sqft

Building average

No other active listings in this building

Cedar Hill average

$724/sqft

12 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

12°C

Humidity 89%

Wind NNW calm km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

59

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Doncaster ElementaryElementary536 m
Cedar Hill MiddleElementary572 m
Braefoot ElementaryElementary1.2 km
Campus View ElementaryElementary1.2 km
St. Michaels University School(Independent)K-121.3 km
Mount Douglas SecondarySecondary1.8 km
Cloverdale Traditional ElementaryElementary1.8 km
Reynolds SecondaryElementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Fig Delicatessen · 1551 Cedar Hill Cross Road178 m
  • Laila Laila Hotpot · 1546 Cedar Hill Cross Road215 m
  • The Rack Bistro · 1550 Cedar Hill Cross Road225 m
  • Tropical Island · 3690 Shelbourne Street330 m
  • Fujiya · 3624 Shelbourne Street359 m

Cafes (5+)

  • Urban Cup · 3690 Shelbourne Street320 m
  • Ding Tea · 3749 Shelbourne Street355 m
  • Phonomenal393 m
  • Tim Hortons · 3749 Shelbourne Street396 m
  • Starbucks396 m

Grocery (4)

  • SaanniSunny Asian Market · 1551 Cedar Hill Cross Road197 m
  • Fairway Market Shelbourne Plaza · 3651 Shelbourne Street405 m
  • Bulk Barn · 3609 Shelbourne Street440 m
  • Fairway Market McKenzie · 1521 McKenzie Avenue782 m

Parks (5+)

  • Gore-Peace Memorial Park291 m
  • Jennifer Park324 m
  • Rowan Park473 m
  • Rendle Green557 m
  • King's Pond Park617 m

Shopping (2)

  • Shelbourne Village Square · 3749 Shelbourne Street374 m
  • Shelbourne Plaza413 m

Pharmacies (1)

  • Heart Pharmacy IDA · 3643 Shelbourne Street408 m

Banks & ATMs (4)

  • Coast Capital Savings · 3750 Shelbourne Street277 m
  • TD · 3675 Shelbourne Street357 m
  • Vancity · 1590 Cedar Hill Cross Road374 m
  • BMO · 3616 Shelbourne Street382 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($28,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$431,200.00
Periodic payment — Principal & Interest (monthly)$2,781.96
Additional monthly expenses (strata, tax, utilities, etc.)$902.34
Total monthly cost$3,684.29
Interest paid over 5-yr term$123,583.16
Balance at end of term$387,865.79

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$28,900
Stress test qualifying rate8.09%
Payment you must qualify for$3,922.49

Cash Needed at Closing

Minimum down payment$28,900
Estimated BC PTT$8,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$39,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information