Property Type: Condo / ApartmentOwnership: Strata

312 1521 Church Ave

Saanich, BC V8P5T7

$535,000

2 bed2 bath1,018 sqftBuilt 1997
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
1,113 square feet
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$599/mo
Annual property tax
$2,275.57

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Parking

Features
Other

Restrictions & Policies

Pets
Allowed with restrictions
Age / occupancy
Age restriction applies

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BalconyMain level5'10 x 22'5
BedroomMain level8'6 x 16'1
BathroomMain level2-Piece
SunroomMain level8'2 x 11'0
EnsuiteMain level3-Piece
Primary BedroomMain level11'5 x 12'0
KitchenMain level8'5 x 9'7
Dining roomMain level7'7 x 8'5
Living roomMain level12'9 x 16'1
EntranceMain level4'0 x 8'11

Listing Information

MLS®
1039059
Listed
June 6, 2026
Time on market
On the market for 86 days
Data last synced
August 28, 2026

Listing provided by: Newport Realty Ltd. · Data source: CREA DDF.

Description

A rare find at Ophir Place — beautifully renovated two-bed, two-bath condo with a sunny balcony and sun room. The sleek renovated kitchen includes cork floors, stainless appliances, and newer tile work. The bathrooms have been updated with floating cabinetry, heated tile in the ensuite and a full glass walk in shower with a built in seat. Shoji screens lead to a graceful sunroom off the primary suite while a rare private patio deck completes the picture. Well-run and vibrant 55+ strata with very friendly community, guest suite, workshop, billiards room, event room, and library. Bike and separate storage are both included. Dogs of all sizes and cats are welcome too. One of the very few homes permitted to have hard surface flooring. Strata feels will be significantly reduced due to cable, internet and basic phone no longer being wrapped in. (id:63159)

Values & Trends

This listing

$526/sqft

Building average

No other active listings in this building

Cedar Hill average

$726/sqft

12 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

59

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Doncaster ElementaryElementary460 m
Cedar Hill MiddleElementary661 m
St. Michaels University School(Independent)K-121.2 km
Campus View ElementaryElementary1.2 km
Braefoot ElementaryElementary1.3 km
Mount Douglas SecondarySecondary1.8 km
Lansdowne Middle SchoolMiddle1.8 km
Cloverdale Traditional ElementaryElementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Fig Delicatessen · 1551 Cedar Hill Cross Road159 m
  • Laila Laila Hotpot · 1546 Cedar Hill Cross Road229 m
  • The Rack Bistro · 1550 Cedar Hill Cross Road232 m
  • Tropical Island · 3690 Shelbourne Street251 m
  • Fujiya · 3624 Shelbourne Street271 m

Cafes (5+)

  • Urban Cup · 3690 Shelbourne Street246 m
  • Starbucks334 m
  • Ding Tea · 3749 Shelbourne Street339 m
  • Phonomenal361 m
  • Tim Hortons · 3749 Shelbourne Street362 m

Grocery (3)

  • SaanniSunny Asian Market · 1551 Cedar Hill Cross Road175 m
  • Fairway Market Shelbourne Plaza · 3651 Shelbourne Street337 m
  • Bulk Barn · 3609 Shelbourne Street349 m

Parks (5+)

  • Gore-Peace Memorial Park234 m
  • Rowan Park376 m
  • Jennifer Park400 m
  • Rendle Green495 m
  • Horner Park671 m

Shopping (2)

  • Shelbourne Plaza338 m
  • Shelbourne Village Square · 3749 Shelbourne Street348 m

Pharmacies (1)

  • Heart Pharmacy IDA · 3643 Shelbourne Street330 m

Banks & ATMs (4)

  • Coast Capital Savings · 3750 Shelbourne Street264 m
  • BMO · 3616 Shelbourne Street289 m
  • TD · 3675 Shelbourne Street305 m
  • Vancity · 1590 Cedar Hill Cross Road332 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.3% ($28,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$428,000.00
Periodic payment — Principal & Interest (monthly)$2,761.31
Additional monthly expenses (strata, tax, utilities, etc.)$839.70
Total monthly cost$3,601.01
Interest paid over 5-yr term$122,666.03
Balance at end of term$384,987.38

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$28,500
Stress test qualifying rate8.09%
Payment you must qualify for$3,894.81

Cash Needed at Closing

Minimum down payment$28,500
Estimated BC PTT$8,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$38,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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